- Organize your spending categories so your most frequent appear first

Payoff Simulator - Interactive slider for debt payoff scenarios; live countdown to debt-free date - Payoff celebrations with confetti when loans hit $0 Quick Capture - Siri & Shortcuts intent to log expenses hands-free - Lock Screen widget for one-tap expense entry - Apple Pay automation guide in Settings Weekly Coach - AI-powered weekly review of spending, savings, and habits (on-device, private) - Fallback review for all users; AI voice on Apple Intelligence devices

- Monthly AI insights powered by Apple Intelligence (iPhone 15 Pro and newer) - Support for 300+ currencies. Pick yours in Settings

- request honest feedback about the app after meaningful usage

Snowball Budget now backs up to your private iCloud automatically. Get a new phone or reinstall the app and your income, expenses, budgets, loans, and savings all restore on their own — nothing to export, no account to create. Open the new Settings screen anytime to see when your data last backed up. Also in this update: • Guided setup — a new checklist on the Dashboard walks you through getting started one step at a time, and remembers where you left off if you step away. • Suggested budgets — tap once to fill a starting budget for any method (Zero-Based, 50/30/20, Kakeibo, or Envelopes), then adjust to taste. Re-balance in a tap whenever you add a category. • Smarter 50/30/20 — suggested amounts now always fit what you actually have to spend. • Fresh months start from last month's budget automatically, so you're never building from scratch. Thanks for budgeting with Snowball! Have a question or an idea? We'd love to hear it.