ACCOUNTS AND BALANCES • Add your accounts (checking, cash, card, savings) and finally see how much you actually have • Transfers between your own accounts, which never pollute spending or budgets • Reconcile with your statement: enter the real balance and the app works out the gap • 60-day balance projection: if you are heading below zero, it tells you when CATEGORIES THE WAY YOU WANT THEM • Create, rename, recolour and delete categories and subcategories, with the icon you like • The category is suggested from your own past expenses, not picked from a fixed list DEADLINES • New calendar view showing the month's payments at a glance • Weekly and every-two-weeks recurrence • Deadlines, expenses and income can now be edited after you create them IMPORT FROM YOUR BANK • Import your statement as CSV: columns are detected automatically and movements already there are not duplicated REPORTS • Planned versus actual, category by category • Net worth over the last 12 months ALSO • Widget with your next deadlines on the Home Screen • Free-form notes on every movement • A calculator inside the amount field (38.50 + 12 × 2) • iPad support

Bug fix

MAJOR UPDATE: FAMILY CASHFLOW v1.2! We are excited to launch Family CashFlow globally with major new features built specifically for private household budgeting: US & GLOBAL FINANCIAL TOOLS • Tip & Bill Split Calculator: Easily split restaurant bills and calculate tips (15%, 18%, 20% or custom) with a 1-tap "Save as Expense" action. • US Health & Tax Tracker: Track HSA/FSA eligible health expenses, Property Tax deadlines, and 529 College Savings Plans. • US Recurring Templates: Instant presets for 30-yr Fixed Mortgages, Property Tax, HOA Fees, Car Insurance, and 401(k) / IRA Contributions. CASH FLOW & INCOME TRACKING • Track monthly salaries, freelance income, investments, and refunds alongside daily household expenses. • Visualize your 6-month cash flow trajectory with sleek Swift Charts. FAMILY ROLES & SHARED BUDGETING • Assign roles (Admin, Contributor, Read-Only) and attribute authors to every transaction. MOTIVATING SAVINGS GOALS • Set milestones for emergency funds, vacations, car down payments, or college funds with automatic monthly contribution estimates. ON-DEVICE RECEIPT SCANNER (100% PRIVATE) • Scan receipts instantly using Apple Vision OCR. Text extraction happens 100% on your iPhone — no cloud uploads, zero privacy compromises. NATURAL LANGUAGE QUICK INPUT • Simply type "45 groceries" or "2500 salary" to log transactions in seconds. BIOMETRIC SECURITY & PRIVACY • Protect your data behind Face ID / Touch ID with an automatic app-switching privacy splash screen. Thank you for choosing Family CashFlow — 100% private, native Apple design, with NO monthly subscriptions!

MAJOR UPDATE: FAMILY CASHFLOW v1.1! We're excited to introduce 10 powerful new features designed to make family budgeting easier, smarter, and completely private: INCOMES & CASH FLOW TRACKER Track monthly salaries, pensions, freelance income, and refunds with our new [ Expenses | Incomes ] selector and month-over-month trend charts. FAMILY ROLES & AUTHOR TRACKING Share household finances with clear roles (Admin, Contributor, Read-Only) and see who added each transaction. MOTIVATING SAVINGS GOALS Set milestones for emergency funds, vacations, car down payments, or college funds with progress bars and monthly target estimates. NATURAL LANGUAGE QUICK ENTRY Simply type or speak "45 groceries" or "2500 salary" to log transactions in seconds! ON-DEVICE RECEIPT SCANNER (100% PRIVATE) Scan receipts using Apple Vision OCR. Text extraction happens entirely on your device with zero cloud uploads. TIP & BILL SPLIT CALCULATOR Easily calculate restaurant tips (15%, 18%, 20%) and split bills among family members with a 1-tap "Save as Expense" action. US TAX & HEALTH TRACKER Track HSA/FSA eligible health expenses, Property Tax deadlines, and 529 College Plan contributions. SCHOOL & KIDS MODE Dedicated view for school meals, textbooks, sports, and field trips with an automatic September expense estimate. MONTH-END BALANCE FORECAST Estimate your month-end balance based on upcoming deadlines, fixed income, and daily spending habits. MULTI-CURRENCY SUPPORT Seamlessly switch between USD ($), EUR (€), GBP (£), CAD, AUD, and CHF with native formatting. Thank you for using Family CashFlow: 100% native, private, and subscription-free!