LoanClarity: Loan Calculator

Payoff planner, fully offline

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

LoanClarity is a fast, fully offline loan calculator for anyone comparing a mortgage, auto loan, or personal loan before signing. Enter the amount, rate, and term to see your monthly payment, total interest, and payoff date instantly — no ads, no account, no waiting on a server. What makes LoanClarity different is the What-If slider: drag it to add an extra monthly payment and watch the interest saved and payoff date update live, so you can see exactly how much sooner you could be debt-free. Save multiple scenarios — refinance vs. keep, 15-year vs. 30-year, 100 vs. 200 extra a month — and compare them side by side. Included: • Instant monthly payment, total interest, and payoff date • Full month-by-month amortization schedule • Live extra-payment what-if modeling with interest saved • Save and revisit loan scenarios LoanClarity Pro (one-time purchase, included forever): • Unlimited saved scenarios • Side-by-side scenario comparison • Unlimited extra-payment what-if modeling Everything runs on your device. No sign-up, no data collection, no internet connection required.

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The developer, 永 张, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    永 张
    Size
    551.9 KB
    Category
    Finance
    Compatibility
    Requires iOS 18.0 or later.
    • iPhone
      Requires iOS 18.0 or later.
    • Mac
      Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 2.0 or later.
    Languages
    English and Simplified Chinese
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    Copyright © 2026 Peter Zhang. All rights reserved.
  • Developer Website
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More

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