New accounts now land in a step-by-step setup guide right after the AI consent screen, instead of an empty dashboard: pick your currency and budget cycle day, set a monthly budget, review your categories and optionally fund them, then a walkthrough of the live dashboard and Settings. It finishes by opening the setup docs for the iOS Shortcut, the fastest way to auto-log transactions from your bank's texts and emails. Replay it anytime from "Settings → Replay setup guide".

Teach the AI your rules Your own categorization rules for AI capture, clearer errors from the Shortcut, and notifications that stay with the right account. New Your own AI rules. Head to Settings → AI Rules and tell Monivera how you categorize, in plain language: “Always categorize NTUC FairPrice as Groceries”, “Anything from Grab or Gojek is Transport”. Every new AI-captured transaction follows them, including the ones logged automatically from your bank’s email and SMS alerts. Use your exact category names, and remember that rules apply to new transactions rather than ones already logged. Improved AI capture that explains itself. When a transaction logged through the iOS Shortcut is rejected, the notification now tells you why instead of showing a bare “Server error”. Empty input is caught on the device before it ever leaves your phone. Faster fixes when something breaks. Monivera now records a small set of product events and crash reports, so problems surface to us without you having to report them. Fixed Push notifications now follow the account that is actually signed in on a device. If you had ever signed into a second account on the same phone, that account’s notifications could still land on it.

NEW Monivera Pro Our first paid plan, monthly or yearly. Pro removes the cap on AI auto-logging, so every message you throw at Monivera becomes a transaction. No counting. A free plan, clearly defined Free accounts get 15 AI auto-logs per calendar month. Manual entry stays unlimited for everyone. Track usage and manage your plan in Settings > Membership. A heads-up before you hit the limit Monivera tells you as you approach the monthly AI auto-log limit — including when you log via the iOS Shortcut — and when the counter resets. IMPROVED - One clock for the whole household. Your budget period's timezone now lives on the budget itself, so every member and every alert agrees on when a period starts and ends, even across timezones. - Snappier AI capture. The transaction parser was slimmed down behind the scenes. - Stronger security. Subscription status and usage limits are now verified entirely on the server. FIXED - Budget periods roll over correctly at the boundary in every case. - Amount parsing handles more formats without mangling the value. - Transactions auto-logged in a foreign currency now convert to your home currency automatically. - A busy-server error no longer shows an incorrect upgrade prompt or drops the transaction you were logging.