5 cents

Private local expense tracker

$1.99 · Designed for iPad. Not verified for macOS.

Log spending in seconds — type it, or forward a bank SMS or email and let a shortcut file it. Multi-currency, private, and fully on your device. 5 cents is a fast, private expense tracker for your iPhone. Record what you spend in seconds — and let your phone do the typing when you want it to. Everything stays on your device: no account, no sign-up, no ads, no tracking. Capture a transaction the way that suits the moment • Type it — a clean, quick manual entry with amount, note, category, and date. • From a bank SMS — forward your bank's transaction text through a Shortcuts automation you set up once (the app walks you through it), and 5 cents reads the amount and merchant into a draft for you to confirm. • From an email receipt — the same idea for bank and receipt emails: the app trims the message down to the key line and drafts the entry. • From Apple Pay / Wallet — a Shortcuts personal automation can hand each Wallet transaction to the app so it's ready to log. • Recurring bills — set a rule once (rent, subscriptions) and the app fills in the entries on schedule. Built for real spending • Multi-currency with your own base currency — foreign amounts are converted automatically using up-to-date public exchange rates, and it still works offline using the last known rate. • Stats that show where your money goes, by category and over time. • Custom categories you control. • A pending inbox so nothing auto-captured is ever lost — you review and confirm. Private by design • Your data lives only on your iPhone, in a local database. There is no account and no cloud — the developer never sees your data. • No analytics, no advertising, no tracking, no third-party SDKs. • The only time the app goes online is to fetch exchange rates, and it sends just a currency code — never your transactions, amounts, or any personal information. • Your backups, your control — the app keeps a local backup you can access in the Files app and copy wherever you like. Restore from your own file anytime. Simple to use, honest about your data. 5 Cents.

Ratings & Reviews

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The developer, Hanyuan Zhang, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Hanyuan Zhang
    Size
    • 5.1 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • iPad
      Requires iPadOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English and Simplified Chinese
    Age Rating
    4+
    Copyright
    • © 2026 张瀚元
  • Privacy Policy

    • Supports

    • Family Sharing

      Up to six family members can use this app with Family Sharing enabled.