Deco - Budget & Finance

Finance

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Auto-budgets that adjust to your spending, automatic bill & subscription detection, plus savings goals, debt payoff, and net worth — all in one place. Deco — Budgeting that actually adapts to your life Most budgeting apps ask you to guess a number and stick to it. Deco builds your budget from your real spending, and keeps adjusting it automatically as your income and habits change. Auto-budgets, not guesswork Deco turns your recent spending per category into a daily budget — and adjusts it automatically if your income changes, whether you're paid weekly, biweekly, or monthly. You always know what's actually safe to spend today. Bills and subscriptions, detected for you Recurring charges, subscriptions, and rent are found automatically from your transaction history — no manual entry required. See what's coming up, what's already paid, and catch subscriptions you forgot about. Savings goals that connect to your money Set a target, a monthly contribution, and an optional deadline. Link a goal to a specific account to track real progress, or mark it as an emergency fund to see how many months of expenses it covers. Debt payoff, tracked properly Track what you owe, link real payments to your balance, and watch your payoff timeline update as you go. Net worth, all in one view Manual accounts, connected investments, and debts combine into a single net worth picture — with a running chart so you can see real progress over time, not just a snapshot. Your data, your choice Import your own bank statements directly (CSV/Excel) — no bank credentials ever requested. Choose Standard mode for the full experience, or Private mode for additional on-device encryption where sensitive data never leaves your device in readable form. Built for how you actually check your finances Face ID / PIN lock, multi-currency support, and a fast, native experience designed for daily use — not a dashboard you open once and forget. Deco is for anyone who wants to actually understand their money, not just track it.

Ratings & Reviews

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The developer, Felix Padilla Engstrøm, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Felix Padilla Engstrøm
Size
  • 139.8 MB
Category
  • Finance
Compatibility
Requires iOS 16.0 or later.
  • iPhone
    Requires iOS 16.0 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
Copyright
  • © 2026 Felix Engstrom Padilla
  • Developer Website
  • Privacy Policy