Your numbers now follow you: to the iPad, to the Watch, and to the bills and debts everyone forgets. SYNC BETWEEN YOUR DEVICES • iPhone and iPad count the same money • Everything travels through your own iCloud, encrypted, with no server of ours in the chain • Off until you turn it on, and it survives being offline: what you logged in the metro arrives later, and nothing is overwritten APPLE WATCH • What is left for today, right on your wrist • Log an expense from the Watch and reach for the phone later I LENT / I OWE • Who owes you and whom you owe: the person, the amount and how it was meant to be repaid • Partial repayments are kept as entries of their own, so you can see who pays back in pieces • A reminder on the day it was promised, and one tap for "repaid in full" BILLS THAT CHANGE EVERY TIME • A utility bill or a metered tax is never the same twice, so mark it as variable • On the payment day the app asks what it came to, right inside the notification • Plans use the average of your own payments; history shows what you actually paid CATEGORIES OF YOUR OWN • A summer house, kids, a renovation: add what the built-in list misses • They work everywhere the built-in ones do: expenses, limits, envelopes and reports

Every rouble gets a job, and the app finally shows what you own. BUDGET WITH ENVELOPES • Assign your income down to zero: commitments, goals and category envelopes • One number says how much still has no job, and that is the money that leaks • Leftovers can roll into the next period, or the envelopes start fresh each time WHAT YOU OWN AND OWE • Accounts and net worth: what you own minus what you owe, in one figure • A payoff plan for your debts, snowball or avalanche: the date you are free of them and what the interest costs along the way TRENDS (PRO) • Every category is measured against its own average over past months, so one big purchase does not pose as a new habit • See which categories keep growing and which you already cut • Share of mandatory spending over time: when it grows, free money shrinks even if the total does not move ALSO • Split one purchase across several categories • Swipe through past weeks, months and years right under the period switch • All-time totals for a pass: what it cost, how many sessions, your best month • Fixed: the second month no longer says it is your first

Prudo helps you understand your money, not just track it. Log what you spend in seconds, and within a month Prudo shows the full picture: where the money goes, what is left, when you reach your goals, and how a purchase you are weighing would change the plan. All on your device. TRACK IN SECONDS • Fast entry with a custom keypad, categories, notes, tags • Multi-currency: log in any currency, see totals in your main one with live rates • Mark impulse buys and build a streak of impulse-free days • "Heading to the store" reminder so you never forget to log ON YOUR HOME AND LOCK SCREEN • A widget with what is left to spend, how much per day, and when the next money arrives • Ask Siri how much you can spend today, or tell it to log an expense • Hold the app icon for "new expense" or "heading to the store" SEE WHERE IT GOES • Clean overview by week, month, or year • Category donut with a full breakdown • Honest comparison: on the 15th your month is measured against the 1st to the 15th of the previous, not all 30 days • Groceries, Transport, Entertainment, Shopping, Bills, Health, and more STAY WITHIN LIMITS • Set a monthly limit per category • Limits scale to the period you are viewing, so a week is never judged against a month • Real-time usage with a limits audit: what is on track and what is over REACH YOUR GOALS • Savings goals with a target and a deadline • Your required pace and whether you are on track, counted from what your months actually cost • Move money between goals or back to spending, recorded on both sides • Free money: what is actually free to save or spend after your limits KNOW WHAT YOU ACTUALLY HAVE • Say how much you have in total, in as many currencies as you keep it in • Split into your cushion, savings for goals, money committed to payments, and what is left to live on • Until payday: what you can spend before the next money arrives, and how much per day • Money arrives on paydays, not on the 1st: weekend paydays come earlier, weekend charges later • Count your month from the 1st or from payday to payday, whichever matches how you live • Prudo says when the balance cannot be trusted: an old check, or savings that exceed what you have NEVER MISS A PAYMENT • Loans with their own reminder: on the day or a few days ahead • Taxes, utility bills, vehicle inspection and insurance, monthly, quarterly, yearly or one-off • Everything mandatory adds up into a monthly minimum and the forecast CLASSES AND MEMBERSHIPS • Passes counted by sessions or by date, and extendable with a new date and amount • Gym and personal trainer stay in sync when you mark attendance SPENDING HISTORY & AUDIT (PRO) • Scrollable history by day, month, year; tap a period to see its transactions • Per-period audit: trend, top category, subscriptions, activities, impulse share PLAN AHEAD (PRO) • Goal forecast: where to cut to reach a goal sooner • What-if calculator: see how a purchase changes your timeline MORE IN PRO • Receipt scanning • Import a bank statement: CSV or a screenshot, read on your device • Unlimited goals, subscriptions, and activity packages • Calendar sync for sessions • Provider mode for coaches: clients, sessions, and earnings that count as income • Export your data to CSV FREE VS PRO Free: tracking, overview and donut, limits with the audit, and up to 2 goals, 2 subscriptions, 2 activity packages. Pro unlocks everything above, with a 7-day free trial. PRUDO PRO • Monthly $1.99 · Annual $14.99 (best value) · Lifetime $29.99, one-time, no subscription Subscriptions auto-renew unless canceled at least 24 hours before the period ends; manage or cancel in App Store settings. Payment is charged to your Apple ID. PRIVATE BY DESIGN Your data lives on your device. No account required to start. Family budget is coming next. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://held-jackrabbit-8cc.notion.site/Prudo-Privacy-Policy-39c893c247bf80498fa8de2fab975b44

Money that matches real life. • My money: say how much you have in total, in any currencies, and see it split into your cushion, your goals, what is committed to payments and what is left to live on • Until payday counts from what actually arrived, not from a fresh month on the 1st • A payday on a weekend is paid earlier, a charge on a weekend is taken later • Choose your month: from the 1st or from payday to payday • Taxes, utility bills, vehicle inspection and insurance, with reminders ahead of time • Loans got their own reminder settings • Activities: the schedule refills itself after a missed or cancelled lesson, history moved to its own tab by month, and a pass can be topped up instead of created again

This update turns Prudo into a full picture of your money. • Loans and credits: track balances, get a reminder on payment day, and see payments counted automatically. • Income with paydays: see how much is left until your next salary or advance, plus a safe per-day amount. • Financial coach: private, on-device tips on overspending, goal realism, and costly debt. • Import bank statements: a CSV file or a screenshot, parsed entirely on your device. • Essential vs optional spending: tag expenses and see your true monthly minimum. • History grouped by day, month, or category, with the audit in one place. • Coach and tutor mode, reworked: per-client currency and rates, contacts, lesson notes, reminders, calendar sync, and earnings stats. Everything stays on your device. No accounts, no tracking.