Financial Calculator: Planner
Loans, savings & debt payoff
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Plan loans, mortgages, debt payoff, compound growth and retirement in one clean app. Get instant answers in plain English, with calculations saved on your device
Financial Calculator answers the money questions that matter — with live results as you type, charts you can read at a glance, and a plain-English explanation under every number.
LOANS & MORTGAGE
• Loan payments with extra-payment savings
• Full mortgage PITI: taxes, insurance, PMI, HOA
• Auto loans with trade-in and sales tax
• Compare two offers side by side and refinance break-even (Premium)
• Year-by-year and month-by-month amortization schedules
GET OUT OF DEBT
• Credit-card payoff — see the minimum-payment trap in dollars
• Multi-debt payoff plan: snowball or avalanche, debt-free date, interest saved
GROW YOUR MONEY
• Compound interest with monthly contributions and any compounding
• Savings goals: how much per month, or how long it takes
• Retirement projection with inflation-adjusted drawdown
• Investment return (CAGR), APR to APY, inflation impact
• TVM solver for students and pros
EVERYDAY
• Percentage, tip and split, discount plus sales tax
WHY THIS ONE
• Instant results while you type — no Calculate button
• Plain-English explanations, not just numbers
• Math verified against HP financial calculators and Excel
• Calculations and saved scenarios stay on your device
• Core calculators work without an account or cloud sync
• Save and share calculations; export schedules to CSV (Premium)
• One-time Premium unlock removes ads forever. No subscription.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Apponance, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Apponance, Inc.
- Size
- 49.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Premium Unlock $4.99
- Copyright
- © 2026 Apponance, Inc.
