• New reports — Financial Insights, Budget Performance, Cards & BNPL, Debt Payoff, Bills, and Investments (including allocation by type) • Money Lent & Money Owed — pay interest only or principal only, pick a specific installment, and see remaining amounts after interest is paid • Accounts — payment QR shortcuts, folder totals for banks, e-wallets, savings, and cash • Dashboard — get an animated reminder when something is due today or overdue • Credit card statements — add, edit, or remove cycle items and update previous balance • Loans — clearer remaining balance when interest (APR) is set • Assets — optionally fund a purchase from an account as a cash-flow move • Deleted transactions stay out of history and totals, including investments • Forms stay visible above the keyboard while you type

Fixed Credit Card Unbilled Statement Breakdown Fixed Account Arrangement and Sorting Added Shopping List / Shopping Run for Budget Tracking Added Automatic Transaction Conversion when Creating Lent/Owe Records Added Line Items for Expenses

• Minor Bug Fix • Government Contributions — log and review SSS, PhilHealth, and Pag-IBIG remittances • Transaction templates — save and reuse common entries • Import and export transactions via CSV • Split one expense across categories or over multiple periods • Customize Accounts and Planning layouts; clearer multi-currency amounts • Split expenses stay in sync with Money Lent / Money Owed balances • Credit card statement edits • Multi-ledger support • Insurance Account • In-App Quick Log Action Button

Fixed an issue with Credit Card Billing Cycle calculations. Fixed an issue with Stock Market Price synchronization.

Bug Fixes & Improvements - Fixed Credit Card Billing Statement issues - Added Android App Actions for quick income and expense logging - Added a new Spending Trend Dashboard widget - Improved Category Management - Added Merchant Auto-Suggestions - Added support for more BNPL providers - Enhanced various UI elements and interactions - Added Split Expense support

Bug Fixes Performance Enhancement

- Make/Mark specific account as favorite and pin them to your dashboard for easy access - Added Variable Payment option for Loans - Added Void Transaction option for Loan Payments - Added BNPL (Buy Now, Pay Later) support for services such as SPayLater, LazPayLater, and TikTok PayLater - Added more Category Icons - Added additional Theme Colors - Recurring Income - One-time Budget Option - Added more currencies

• Share one credit limit across cards. Supplementary and pooled cards now show one remaining credit number, so you are not counting the same limit twice. • Track card statements and billing cycles. Save statement details (including a photo scan for minimum due), see due, paid, and overdue cycles, and get a clearer current-month amount due, including installments. • See spending on each account. Open an account for daily, weekly, monthly, or custom trends, with category breakdowns and card-member splits where it applies. • More currencies, easier FX. Choose from a fuller list of world currencies, set base and display currency in Settings, and refresh live rates. • Smoother money entry. Receipt scan drafts and transaction forms are clearer, with fixes across cards, payments, and calendar due dates.

WorthBook 1.0.3 Physical assets : Track property, lots, vehicles, jewelry, and collectibles in net worth. Purchase value stays what you paid. Current value can be a manual valuation, a vehicle age-based estimate, a jewelry metal estimate based on weight and purity, or a collectible category estimate. Cover and gallery photos stay on this device. Vehicles : Store mileage, VIN, and a PMS interval. Add maintenance as PMS (oil, tires, and brakes are included). Logs update odometer and next-due status. Link fuel, insurance, registration, and other vehicle spend. Insurance and license dates are reminders only. Tags : Group transactions by trip, event, or project. A transaction can have many tags. Tags are not categories. Investments : Track stocks, crypto, gold, funds, MP2, and time deposits. Stocks and crypto use quantity, average cost, and the latest market price, with price history charts. Quotes are for tracking only and are not investment advice. WorthBook does not buy or sell. This update also includes stability and bug fixes.

Credit Card Installment Tracking Savings Interest Logging — Automatic or Manual Customizable Income & Expense Categories Customizable Accounts/Biller Logo