A new floating menu uses Liquid Glass on iOS 26 and later, with clearer labels at larger text sizes. Navigation works more smoothly with search, editors and device locking. What if plans have improved income links, with clearer ways to review changes before applying them to your budget and undo them afterwards.

New design with clearer Everyday and Detailed views and a matching home-screen widget. Easier ways to compare plans and future balances. Better navigation, large-text layouts and date fields. Expense rows use less space, with a visible menu and optional swipe shortcuts. Unsaved changes are better protected, and pages scroll more smoothly.

Plan around when money actually moves. • Add optional paydays for monthly or fortnightly income, including month-end pay. • Forecasts take bill payment dates and the date of your logged balance into account. • Balance comparisons show the period being compared and explain when payment timing is estimated. • Home, Cash Flow and What if use the same timing rules for a more consistent outlook.

KYR has a clearer way to plan your money, with Everyday and Detailed views. • Everyday brings Home, Money and What if together for day-to-day decisions. • Detailed keeps your budget, transactions, cash flow, scenarios, net worth and goals close at hand. • Explore sample finances before setting up your own numbers. • Account edits keep your drafts when saving fails, with clearer retry options. • Improved recovery after going offline, plus more reliable sign-in and password-reset links. • Updated iOS launch support, including a fix for opening KYR on iOS 27.

Simple and Everything now explain themselves. Each screen introduces itself the first time you open it, and the choice between the two views comes with an explanation where you actually make it — not buried in settings. What-if answers are clearer too. When a decision opens a gap, you now see the month you're covered to and what the shortfall is, rather than a vague warning. Also: entering amounts is more forgiving, the Flight Deck waits for your data before telling you anything, and old or mistyped links land on a real page instead of quietly dumping you home.

Fixes and improvements. • Cash Flow and Scenario Planner now show the same projection. If you logged your balance part-way through a month, the two could disagree — they no longer do. • Loan repayments are no longer inflated year on year in long-range forecasts. A fixed repayment stays fixed. • Importing a bank file that holds more than one account now asks which accounts to import, so a loan account can't count the same repayment twice. • Added support for Westpac's multi-account data export. • Payments to your own accounts are no longer counted as cash spending, so your budget figures aren't overstated. • Category rules are steadier — one rule per merchant, instead of a new one every time a reference number or exchange rate changes. • First Officer can now answer questions about individual budget items, like what a car costs you each month. • Added an account deletion page you can reach without signing in.

Know Your Runway now opens in a simpler view. Three sections instead of nine — your Flight Deck, your money, and What if… — with the detail tucked away rather than thrown at you. Nothing has been removed and nothing has moved: switch to the full view any time from your account menu. Also in this release: • Bills and income can now have start and end dates, so a loan that finishes next year stops being counted forever • Fixed a forecasting error that could report an overspend that never happened • What if… answers six common questions — a pay rise, a new baby, a job loss, a big purchase — in a sentence

Performance and privacy improvements — the app now loads its fonts from our own servers instead of a third party. Plus a handful of behind-the-scenes fixes.

• You can now come back to setup at any time from your profile menu. • A new account shows you what to add first. Plus bug fixes and improvements.

Try Premium free for a month — the whole picture, then decide. Also in this update: - Help popovers no longer run off the edge of the screen - Fixed the Edit button overlapping the date field in your account list - "Add account" no longer wraps onto two lines - The home-screen widget now shows your balance and this month's movement when a forecast isn't available, instead of implying your money never runs out