Spendwise: Smarter Spending

Smarter spending, made simple.

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

$12.99 a month sounds small. $156 a year doesn't. Spendwise is the budgeting app that runs itself. Connect your NZ bank account securely through Akahu, and every transaction is pulled in and categorised automatically – groceries, fuel, subscriptions, takeaways – no spreadsheets, no manual entry, no guilt. See where your money actually goes: A clear monthly picture shows you income, spending, category breakdowns, trends, and your top merchants. Catch the money leaks: Spendwise spots recurring payments and subscriptions, flags price rises, doubled-up services, and quiet habits that add up — always showing the yearly reality behind the monthly cost. One number for your financial health: The Confidence Score blends your savings rate, spending trend, safety buffer, subscription load, and budget progress into a single 0–100 score. Private by design: Bank connections are read-only via Akahu — we can see transactions, never move money. Your data is never sold, and you can delete everything, any time, from inside the app. Want a look before connecting anything? Demo mode gives you a full, realistic tour without touching a bank account. Spendwise is an information tool, not financial advice. Made in New Zealand for New Zealanders. Terms of Use: https://spendwise.nz/terms

Ratings & Reviews

  • This app hasn’t received enough ratings or reviews to display an overview.

Updated app screenshots to better reflect the user experience.

Version 1.1.1

The developer, Victoria Jull, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Usage Data

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Identifiers
    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Victoria Jull
Size
  • 54.9 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Spendwise Plus $69.99
  • Spendwise Essential $59.99
  • Spenwise Plus $6.99
  • Spendwise Essential $5.99
  • Learn More
Copyright
  • © 2026 Spendwise Limited
  • Developer Website
  • Privacy Policy