PocketVault: Budget Tracker

Name: PocketVault: Budget Tracker
Rating: 5 (2 reviews)
Author: Think 2 Execute LLP

Works in airplane mode

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

2 Ratings
Age Rating

16+
Years
Category

Finance
Developer

Think 2 Execute LLP
Language

EN
+ 5 More
Size

107.2
MB

We can't see your money. By design. PocketVault Finance tracks your budgets, bills and net worth, and answers questions about them, all on your iPhone. No bank login. No account. Turn on airplane mode and it keeps working. You're the customer, not the product No ads. No loan offers. No data sold. Your ledger isn't on our servers, so there's nothing to sell. PocketVault is paid for by the people who choose Premium. Get your history in • Bring in a PDF statement from any bank, or a CSV export, from Files or another app's Share button. It reads the figures on the page. • Add the rest as you go. It takes a few seconds per entry. • Categories come from your own history first, then a built-in merchant list, so you correct a category once. What you can track • Checking, savings and credit cards, in one ledger • Weekly, monthly and yearly budgets, with progress as you spend • Recurring bills, with reminders before they're due • Your mortgage and other loans, investments and savings goals • 401(k), IRA and HSA accounts • Net worth across currencies, converted the same way wherever it's totaled Ask in plain language Ask how much went to dining last month, or what changed since spring. The answer is worked out on your iPhone, by the built-in model where your iPhone has one, or by a model you download once (about 2.6 GB). The figures are the app's own numbers, not the model's. Questions never leave the phone. Free to track. Paid to forecast. Everything you need to track your money is free. Premium adds forecasting and review: Spending forecast, Recurring charge detection, Subscription review, Payoff scenarios, Where this is heading, Money in & out, and Trends over time. What it connects to, and when Your financial data is stored encrypted on your iPhone and is never uploaded. The app goes online for things like: • the one-time model download, if you choose it • diagnostic logs, only when you send them • the App Store's own check of whether you hold Premium The complete list, and four ways to check it yourself, including a packet capture, are at pocketvault.finance/verify One thing to know Because nothing is stored on a server, there's nothing for us to restore. No company can shut your data down. Only you can lose it. Turn on backups and keep a copy off the phone. Privacy Policy: https://pocketvault.finance/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & Reviews

5.0

out of 5

2 Ratings

Best finance app I’ve found — and it’s fully private
Aug 23
Vibingopal
Best finance app I’ve come across so far. Most apps are cloud-first — you sign up and your spending becomes their data. PocketVault flips that: No account, no servers, no tracking.And it doesn’t trade features for privacy — it’s truly all-in-one: accounts, budgets, net worth, investments, loan payoffs, shared expenses, and subscriptions in one app. AI automation is looking awesomeFast, private, and more capable than apps I used to pay for. If you care about owning your financial data, this is the one. All the best to the team!
Best finance app I’ve found — and it’s fully private
Aug 23
Vibingopal

Best finance app I’ve come across so far. Most apps are cloud-first — you sign up and your spending becomes their data. PocketVault flips that: No account, no servers, no tracking.And it doesn’t trade features for privacy — it’s truly all-in-one: accounts, budgets, net worth, investments, loan payoffs, shared expenses, and subscriptions in one app. AI automation is looking awesomeFast, private, and more capable than apps I used to pay for. If you care about owning your financial data, this is the one. All the best to the team!

• Your daily backup can now also run in the background while your phone is idle. Opening the app still backs up as before. • The Money tab opens faster with a large history, and a long freeze there is fixed. • Search is quicker. • Screens fit better at the largest text sizes, with screen-reader fixes.

Version 2.9.0 1d ago

Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- User Content
- Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

Information

Seller: Think 2 Execute LLP
Size: 107.2 MB
Category: Finance
Compatibility: Requires iOS 16.0 or later.

iPhone
Requires iOS 16.0 or later.

iPad
Requires iPadOS 16.0 or later.

Mac
Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.

Apple Vision
Requires visionOS 1.0 or later.
Languages: English and 5 more

English, French, German, Japanese, Korean, Polish
Age Rating: 16+

16+

Learn More

Contains
Unrestricted Web Access
In-App Purchases: Yes

PocketVault Finance Lifetime $60.00

PocketVault Finance Yearly Premium $20.00

PocketVault Finance Monthly Premium $2.00

Learn More