BNPL Guard - Pay Later Track
Track every pay-later plan
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Four payments here, three payments there - Buy Now Pay Later debt hides in a dozen apps. BNPL Guard puts every plan on one calendar, so "phantom debt" can't sneak up on you.
TRACK EVERY PLAN, PRIVATELY
- Add plans from Klarna, Afterpay, Affirm, Zip, PayPal Pay in 4, Sezzle or any service
- Enter it once: total, payments left, amount, next due date
- No bank connection, no account, no data leaves your iPhone - ever
ONE CALENDAR FOR EVERYTHING
- See this week's and this month's total due at a glance
- A unified calendar shows every upcoming payment across all services
- Mark payments done and watch your balance shrink
STAY AHEAD OF DUE DATES
- Optional reminders the day before each payment (Pro)
- Payoff celebrations when a plan reaches zero
BREAK THE CYCLE
- Log the BNPL offers you resisted and watch your avoided-debt total grow
EXPORT
- PDF payment schedule you can save or share (Pro)
PRICING
Free to download - track up to 2 active plans forever. BNPL Guard Pro unlocks unlimited plans, reminders, and PDF export: $2.99/month or $14.99/year, each with a 7-day free trial.
BNPL Guard only tracks what you enter yourself. It doesn't connect to any BNPL provider or bank, and it never offers financial advice.
Privacy Policy: https://goonobu-dot.github.io/batch13-pages/bnplguard/privacy.html
Support: https://goonobu-dot.github.io/batch13-pages/bnplguard/support.html
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• The payment calendar now shows each day's total and how much you still have to pay this month.
• New Home Screen widget (BNPL Guard Pro): your next payment at a glance, or the medium size for this month's remaining total plus your next three installments.
• Clearer calendar at the largest text sizes, and a friendlier empty state before you add your first plan.
The developer, SHINOBU MIYAHIRA, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- SHINOBU MIYAHIRA
- Size
- 3 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Pro Monthly $2.99
- Pro Yearly $14.99
- Copyright
- © 2026 SHINOBU MIYAHIRA