Monefic
Family Finance Tracker
$14.99 · Designed for iPad. Not verified for macOS.
Look back at any completed period: what you spent, what changed, what kept coming back - and share the highlights as an image.
Monefic makes personal and household money management simple. Track income and expenses, organize accounts, manage budgets and savings goals, set aside money for future spending, and understand where your money goes - all in one clear, visual workspace.
ADD TRANSACTIONS WITH EASE
Record income and expenses through a guided chat flow, or paste a plain list of purchases and let the app read it. Recognition runs on your iPhone using the model built into iOS, reads the currency next to each amount, matches categories and tags against the lists you already have, and comes with a short guide and a template. Organize every transaction with categories, tags, accounts, and participants. Use flexible filters to combine or exclude categories and tags, find untagged transactions, and quickly narrow down your history.
ORGANIZE SPENDING WITH COLLECTIONS
Group related transactions into collections for things like trips, renovations, events, or any other purpose. A transaction can belong to multiple collections, and each collection can have its own cover image.
See how much you spent, how much was refunded, and the final cost of each collection. You can also filter transactions and statistics by collection for a focused view.
MANAGE MONEY WITH FUNDS
Create funds for money received or set aside for future expenses. Track the source and available balance, and use a fund to cover all or part of a transaction.
Funds and expenses can use different currencies, and completed funds can be closed or reopened whenever needed.
SEE THE FULL PICTURE
Follow balances, monthly income and expenses, budgets, goals, and active funds from a focused dashboard, and arrange it the way you work - reorder the blocks and switch off the ones you do not need.
Explore savings rate, daily spending, six-month trends, recurring expenses, spending by weekday, heatmaps, and month-end forecasts. Compare periods to understand how your habits change, or view statistics for a specific collection.
LOOK BACK AT EVERY PERIOD
Every completed period gets a recap you can scroll through chapter by chapter: the result of the period, where the money went, what changed, notable purchases, your spending rhythm, estimated recurring purchases, and returns and shared money.
See average and median purchases, quiet days, a purchase calendar, spending across the week, and a comparison with the previous period. Every figure explains how it was calculated and opens the transactions behind it. Share a recap as a square or portrait image, with amounts and names hidden if you prefer.
ORGANIZE HOUSEHOLD FINANCES
Keep money activity clear across participants and accounts. Switch between individual and combined views to understand personal and household spending without losing track of who paid for what.
WORK ACROSS CURRENCIES
Track accounts and transactions in multiple currencies and convert totals into a target currency using rates you control.
Monefic handles cross-currency transactions when calculating account balances, clearly marks approximate values, and warns you when an exchange rate is missing. You can also reconcile existing account balances and preview changes before applying them.
KEEP YOUR DATA PORTABLE
Use optional iCloud sync to keep your data available across your devices. Check the last successful sync, manually refresh your data when needed, and review how much information is stored.
Export selected transactions as a readable text report, CSV, or JSON. Choose the period, accounts, transaction types, and whether to include notes.
KEEP BALANCES PRIVATE
Hide balances whenever you need more privacy. Monefic can also open with balances already hidden, so sensitive amounts are not immediately visible when you launch the app.
Monefic is designed to make everyday money tracking feel clear, visual, and useful - whether you manage your own finances or organize spending for a household.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The best of the latest updates: period recaps, collections and funds, a home screen you can arrange yourself, smarter text import, accounts for every participant, and more reliable iCloud sync.
PERIOD RECAP
Every completed period has a recap you can scroll through chapter by chapter: the result of the period, where the money went, what changed, notable purchases, your spending rhythm, and what kept coming back. Every figure explains how it was calculated and opens the transactions behind it. Share a recap as a square or portrait image, with amounts and names hidden if you prefer.
COLLECTIONS AND FUNDS
Group related transactions into collections for a trip, renovation, or event, each with its own cover and totals for spending, refunds, and final cost. Set money aside in funds and cover a transaction fully or partially from them, even in a different currency.
ACCOUNTS FOR EVERY PARTICIPANT
Pick a default account for each participant and a separate account for each currency, so new transactions land in the right place on their own. Transactions can now be filtered by account.
HOME SCREEN YOUR WAY
Reorder the blocks on the home screen and switch off the ones you do not use.
SMARTER TEXT IMPORT
Paste a plain list of purchases and the model built into iOS reads it right on your iPhone, with nothing uploaded. It reads the currency next to each amount, matches categories and tags against the lists you already have, and comes with a short guide and a template.
MORE RELIABLE ICLOUD SYNC
Changes not yet synced are no longer overwritten by the iCloud copy, and when the data differs you choose which set to keep. The status no longer shows "synced" after a failed upload, and a detailed sync log is available on the iCloud screen.
EXPORTS AND FILTERS
Create PDF reports alongside text, CSV, and JSON, with presets for common reports. Combine or exclude categories and tags, and quickly find transactions without tags.
This update also brings smoother scrolling, clearer multi-currency balances, and many smaller fixes.
The developer, Nikita Nesporov, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Nikita Nesporov
- Size
- 17 MB
- Category
- Utilities
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later. - Mac
Requires macOS 26.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © Nikita Nesporov 2026

