Installment plans: say “bought a TV for 12,000 in 12 interest-free payments” and Sonanta takes it from there —it records each payment on its day, reminds you before every one, and tells you what’s left and the month you’re clear—, so your month stops being wrecked by a purchase you’ll be paying off for a year. Also: subscription frequency can now be yearly, for what you pay in one go once a year. And we fixed amounts dictated in thousands (“12 thousand”) being recorded as 12.

• Siri: "Log an expense in Sonanta" now always opens the mic, even with the app closed or something else on screen. And asking to see your expenses no longer opens a new one by mistake. • Apple Pay: payments that used to get lost on the way now arrive complete. Dismissing is no longer final: there's an undo and a dismissed tray you can pull them back from. And if detection stops delivering, Sonanta tells you instead of staying quiet.

• Experiences: mark a trip, a wedding, or a move, and expenses from those days tag themselves. When it's over, the recap of what it cost. • A new first run: instead of showing you screens, Sonanta walks you through logging one real expense. The rest arrives as tips, each on the day it's useful. • Budgets now show on the capture screen: where you stand, nothing to open. • Apple Pay: the shortcut installs in one tap, already wired, and detected payments wait in an inbox until you confirm them. • Monthly report (Pro): it reads like stories, and can arrive on its own the day you choose. • A new Help section in Settings, better English interpretation, and fixes.

Sonanta can now log your payments on its own. APPLE PAY DETECTION When you pay by holding up your iPhone, the expense arrives in Sonanta with its merchant and amount, ready for you to confirm with one tap. No bank credentials, and nothing ever leaves your device. • Installs in one tap: the shortcut comes wired up, with no fields to fill in. • You review the first purchase at each merchant. From the second one on it files itself, category included. • If you also dictated it, Sonanta offers to merge the two instead of double-logging. • It learns the same way your voice does: correcting a detected payment improves dictation too. It's free, and honest about what it sees: only contactless payments made with this iPhone. Cash, transfers and online purchases you keep dictating. ALSO • Step-by-step setup, with a picture of every screen and the spot you need to tap highlighted. • A status screen that shows which fields arrived with each payment, in case something looks off. • Fixed a crash when deleting all your data.