Dutch Defend: NL Expat Finance

Your Dutch Money Co-Pilot

$3.99 · Designed for iPad. Not verified for macOS.

Privacy-first financial planner for high-skilled migrants in the Netherlands. No account. No data upload. Just clarity. Working in the Netherlands and tired of guessing your next financial move? Dutch Defend is the privacy-first financial co-pilot built for expats and high-skilled migrants in NL. See your 30% ruling timeline, visa deadlines, Defense Score, and savings runway — all in one place, all on your device. YOUR DATA STAYS ON YOUR PHONE No account required. Your salary, savings, and planning inputs never leave your device by default. Sensitive values are encrypted. Use Face ID or fingerprint lock for extra protection. Hide money values instantly with Incognito Mode when in public or screen-sharing. WHAT'S INSIDE • 30% Ruling Cliff — See when your ruling ends and estimate your net salary drop before it hits • Job Switch Simulator — Compare offers before you sign; warns when a switch costs you money • Wealth Mountain — Visual savings roadmap toward your goal, in your target currency • Visa Radar — Keep permit expiry and key deadlines visible with built-in reminders • Box 3 Wealth Tax — Understand when Box 3 starts to matter and plan ahead of tax season • Vakantiegeld Tracker — Know your May holiday pay before it lands • Mortgage Simulator — Realistic borrowing range before you talk to an advisor or makelaar • Safety Runway — How long your savings cover your life in NL if income changes • 13th Month Tracker — Year-end bonus progress so you can plan early • Fiscal Partner Support — Model your financial picture together • Contract Locker — Track contract type, end dates, and renewal risk • Financial Timeline — All your key dates in one scrollable view • Shareable Summary — Export and share your financial snapshot • Calendar Export — Push key dates to your calendar BUILT FOR REAL EXPAT PROBLEMS No spreadsheet circus. No legal jargon wall. Just clear next-step planning for life and money in NL, updated with current rule logic. PRO FEATURES Unlock advanced reports and simulators with a one-time Pro purchase. Price shown before checkout — no subscriptions, no surprises. --- Dutch Defend is an informational planning tool. It is not financial, legal, or tax advice. Always verify key numbers with a qualified advisor.

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The developer, Jacob Ortega, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Contact Info

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Jacob Ortega
Size
  • 37.3 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPad
    Requires iPadOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
Copyright
  • © 2024 Dutch Defend
  • Privacy Policy

    • Supports

    • Family Sharing

      Up to six family members can use this app with Family Sharing enabled.

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