MeiFang: Mortgage Rate Alert
Rate tracker, PMI & refi tools
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Waiting for rates to drop? Set your target rate and we'll alert you. Plus quick PMI and refinance tools to check your numbers in seconds.
Track your U.S. mortgage and get notified at every moment that could save you money.
MY LOAN
• Track your loan against daily national market rates (public FRED data)
• Set a target rate and get a push notification when the market reaches it
• Refinance reference: new payment, monthly savings, break-even at a glance
PMI MONITOR
• Paying PMI? Once your home equity reaches 20%, you have the right to request removal — but your bank won't remind you
• Enter your home value and the app watches your LTV, then alerts you — saving a typical $50–300/month
PRO TOOLS
• Refi decision panel: is refinancing worth it for the years you plan to stay?
• Loan Estimate comparison: two lender offers, one 5-year total cost, plus a negotiable-fee checklist
• Fed calendar: FOMC, CPI, and jobs-report dates with plain-language context
TODAY'S RATES
• Daily locked-loan averages for 30-yr, 15-yr, jumbo, FHA, and VA, with 30-day trends
• Every term explained in plain language — in English, Chinese, and Spanish
Your loan details stay on your device. No account required.
Disclaimer: This app organizes public market data and provides math estimates only. It is not lending, investment, or rate-lock advice. Actual quotes come from lenders.
New: Today's take explains why rates moved and what it means for your loan or budget, with sources. Buying a home? Track your monthly payment at today's rate. Log extra principal payments to see the interest you save and months you cut. Guess tomorrow's rate move. Add the home-screen widget to see your rate vs. the market at a glance. Optional weekday brief.
The developer, ZHAOQIANG LI, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- ZHAOQIANG LI
- Size
- 53 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 2 more
- English, Simplified Chinese, Spanish
- Age Rating
4+
- 4+
- Copyright
- © 2026 MeiFang Rates