Undo anything you remove Take something away and a line offers it back for a few seconds, with any money that moved. Deletes that can be undone no longer ask first. Also: unticking a card payment puts back what the card owes, a card's payment line can no longer go missing for good, and deleting an account from the Money list now tidies up everything that pointed at it.

Every day of the month Choosing when a bill is due shows all 31 days at any text size, and a monthly bill moves to a new day in one tap. A price rise in its own money A price change on a bill you pay abroad is asked in that bill's currency and converted with the rate you keep for it. Also: a purchase logged from Apple Pay reads its amount whatever currency it is written in, a reimbursement stays where you type it, and turning on Classify as business leaves the card you already chose alone.

Late paychecks ask A paycheck you never marked received asks whether it arrived, and counts in your payday only while it is still on its way. Partly paid bills A bill with a purchase logged against it shows how much is paid, and only what is left counts as still to pay. Each card charge once A card payment covers each charge once, a purchase you log late joins the payment you have not made yet, and a refund lowers it. Also: subscriptions you add from Cashflow show on the Subscriptions tab, each credit card's minimum payment counts in Cashflow under Financial, a bill on the 31st is due on the last day of a shorter month, and closing a payday says that anything still unpaid shows in the next one as Overdue.

A finished payday never changes Change your pay schedule or reset your paydays: every payday that is over keeps its rows, balances and totals, and rows left on a payday that is gone go back where they belong. Every bill once per payday After a schedule change, a bill on two dates makes two rows a month, an income set to every payday appears once per payday, and a skipped row stays skipped. Autopay your bank already took An autopay expense dated before your last balance confirmation is marked done and moves nothing: the balance you confirmed had already lost it. A statement covers a date range Log a card statement in Transactions and set the date it covers through. It counts in that month's charges, not on the day you logged it. Also: Reset cycles no longer deletes anything and never changes which accounts run a payday; a change to weekly or every 2 weeks cuts the new paydays from your real dates; and a row skipped for one payday stays skipped through a schedule change.

One row for each card Each credit card has one row on your payday. Tap it to choose what to pay, from the minimum to the full balance, and see what is still left to pay. Skip a payday, or stop for good Swipe an expense to skip it for one payday, with Undo, or to stop it repeating. Change an amount and Cashrou asks: just this payday, or from now on? Repeats that follow your paydays Set income or an expense to repeat every payday, on the first payday of the month, or every week, two weeks, quarter or year. Also: expenses still unpaid when a payday ends move to the top of the next one, marked Overdue; each card has an In payoff plan switch for the Debt tab; your first payday after setup asks whether something due that day already happened; and Cashflow now counts a weekly expense as 52 ÷ 12 a month, not 4.

Charges land with the card payment A charge on a credit card now sits in the payday that pays that card, next to the payment that settles it, instead of the payday you made it in. Tell each card when it settles Cards bill differently. Choose whether a charge is covered by the next payment, or by the statement it falls on, on the card itself. Also fixed: a due-day picker that would not let you change the day once one was chosen, buying something on a credit card no longer reduces what you owe, charges you record show up under their card, "Counted in" is on every pay schedule rather than only the monthly ones, and the Payday tab stops at the payday you are in instead of running months ahead.

Budgets on categories Set a monthly limit on a category and see what you have spent against it, on the same screen the categories already live on. Invite a friend Give a friend their first month free, and get a free month yourself once they go on to subscribe. Transactions is now a tab of its own on iPhone, with every charge you record in one list, and links open inside the app instead of throwing you into Safari.

Setup in your language Setting up now opens by asking which language you want, and every question after it arrives in that language. Add remaining comes back The Add remaining switch and the Available meter no longer disappear when you name the account an allocation comes out of. Delete looks like Delete Swiping to delete now shows red rather than the app's accent colour, and a switch you have turned on is legible at night instead of white on a near-white track. Settings screens match Payday schedule, What Cashrou keeps and Delete my account now carry the same green header as the rest of the app, and the search field on four sheets sits where every other one does. One bill, several days Something that happens more than once a month is one entry now. Say groceries land on the 1st and the 17th, and both show up on the payday each one falls in. Money written the way your currency writes it Amounts now follow the format your currency uses rather than your phone's region, so Colombian pesos read $100.000,00 and US dollars read $100,000.00.

Left over stays put On some pay schedules Left over moved every time you ticked something off, rising when you paid an expense and falling when income arrived. It now holds still.

Setting up got shorter Six questions instead of twelve, and the four that matter now use the same account and recurring forms as the rest of the app, so nothing you enter arrives half filled in. Income that repeats your way Say whether income arrives weekly, every two weeks, twice a month or monthly. Your monthly totals now count it the way you are actually paid. Goals you can pick out Give a goal its own colour and icon, and find it at a glance in the list. A fresh look on iPhone The iPhone app has been redesigned from the ground up. Web and Android are coming. Dark mode, properly The whole app now works at night, not just parts of it. Show cents Turn the cents on or off, and every screen that shows an amount follows. Also in this update: every screen redrawn, headers that get out of the way as you scroll, clearer account and goal forms, and a fix for allocations that filed themselves as transfers.

Where the money goes Cashflow now shows what each month actually cost, straight from the paydays you confirmed, with a month picker and an account filter. Icons and colors Give any category or subcategory its own icon and color, and every screen that shows it follows. Calculators Six tools now: paycheck, retirement, mortgage, auto loan, refinance for any loan, and debt consolidation. Every run can be kept the way Scenarios are. Retirement Say the income you want and the age you want it at, and Cashrou works out the monthly investing that gets you there. Also in this update: clearer wording on the spam hint, on what is left after a payday and on how often a bill repeats, and cards at 0% APR now say so.

Scenarios Try a change before you make it. Put rent up, take a bill away, pay more off a card, and see what every payday looks like after it, without touching a single real number. What a bag is worth Add a Hermes, Chanel or Louis Vuitton and Cashrou works out what it would sell for today, the same way it already does for watches. Logos on your rows Banks, cards and subscriptions now carry the company's own logo, so you find a row by recognising it instead of reading it. Also in this update: your accounts and bills say what they are more plainly, and a What's new page shows what each update brought with a way straight into it.

Your payday now asks a question it could not ask before. When you type a balance in and bills whose day has passed are still waiting, Cashrou asks whether your bank has already paid them, and ticks them off for you if it has. That was the one wrong number the app could not see coming. A payday you have not set up no longer guesses. It asks which accounts it starts from, so it only ever shows money you have actually put on it. Ticking a bill now saves as one piece of work, so the money and the tick can no longer come apart between your devices. And a payday you have finished keeps the figure it finished on once the month turns.

Setting up Cashrou is new from the first screen: sign in, answer a few quick questions, and build your first payday routine on the way in — what is in your account, what lands on payday, what has to get paid, and the goals the leftover goes to. Also in this update: - The payday Left over is now exactly the sum you can do off the screen: balance, plus what is still expected, minus transfers, minus what is still to pay — correct even when you confirm balances mid-payday. - Amounts group as you type (1,000 or 1.000, matching your device). - Create as many goals as you like; whatever is not pointed at a goal stays in your account. - The payday tab reads as one aligned column, with search only where a list earns it, and a proper reading width on iPad. - Change language right from the sign-in screen. - Fixes: setting up again after erasing a device, Spanish sign-in text, and the home checklist now counts what you set up during onboarding.

Sign out is rewritten. It is one tap now, with nothing to answer on the way out. It uploads first, waits for any sync already running, and clears this device only once every change has reached your account. If something has not made it, it clears nothing and tells you. Payday fixes. The autopay sweep no longer pays off credit cards for you, and a payday line you delete stays deleted instead of coming back on the next sync. Sync is clearer and more careful. It names which changes are still waiting instead of only counting them, it stops miscounting while it is still working, and the passes that follow a pull now run before the push rather than after it.