Nyaam

Manage budgets, split bills

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

"Nyam" is the ultimate shared wallet app that brings all your finances into one place—from daily budgeting to trips with friends and shared accounts for couples and families. Leave tedious receipt logging and complex bill splitting entirely to the app! Powered by Google Gemini AI, smart receipt analysis and a global multi-currency settlement engine make money management effortless and seamless. [Key Features] - Custom Wallets for Every Occasion Create and manage dedicated wallets tailored for daily expenses, couples, group travel, or club activities. - Smart Receipt Scanner Powered by Gemini AI Snap a photo to let Gemini automatically extract merchant names, totals, dates, itemized breakdowns, taxes, and tips. Simply tap who ordered what—taxes and service charges are automatically split based on each person's item proportion. - 150+ Currencies with Real-Time Conversion Automatically fetch the latest exchange rates to convert foreign spending into your settlement currency, with full support for custom manual rates. - Instant Calculation for Any Split Scenario Effortlessly handle equal splits, custom ratios, exact amounts, and tax & tip allocations. Exclude individual on-the-spot cash payments from the overall balance with ease. - Clear Debt Simplification & Settlement Stamps The app automatically calculates the optimal settlement route with the fewest transfers. Track completed repayments with one-tap settlement stamps. - Member & Category Expense Dashboards Clearly visualize who paid upfront and who owes what across different categories, complete with intuitive spending trends and charts. - Relive Memories on an Interactive Map Pin recorded locations automatically to map out restaurants, cafes, and sightseeing spots. Look back at your travel memories visually on the map. - Real-Time Sync & Full Offline Support Co-edit seamlessly with family and friends using a simple invite code. Works offline so you can record expenses anywhere, even mid-flight. - LINE Sharing & CSV Export/Import Send clear settlement summaries directly to messaging apps like LINE with a single tap. Export clean CSV files or import backup data whenever you need. - Robust Privacy & Security Your Gemini API key is encrypted and stored safely in the iOS Keychain, strictly isolated from shared cloud databases and exports. Whether for daily living or unforgettable journeys, manage your money smarter and easier with "Nyam"!

Ratings & Reviews

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Minor bug fixes and performance improvements.

Version 2.0.2

The developer, Tomita Junji, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Tomita Junji
    Size
    • 8.7 MB
    Category
    • Finance
    Compatibility
    Requires iOS 26.0 or later.
    • iPhone
      Requires iOS 26.0 or later.
    • iPad
      Requires iPadOS 26.0 or later.
    • Mac
      Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.
    Languages
    • English and Japanese
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    • © 2026 Tomita
  • Privacy Policy