Monter: Financial Freedom
Pilot your money. Drop debt.
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Most finance apps show you a spreadsheet. Monter hands you a hot-air balloon - and makes you the pilot.
Everything you owe hangs off the basket as sandbags. Everything you save adds lift. Nobody else can fly this thing: you cut the weight, you add the lift, you climb. The app turns that into a daily 30-second loop - check in, log something, learn something - and shows you the one number that matters: your Freedom Day, the date your money could carry you without a paycheck.
WHY IT WORKS
• One score, honestly computed from what you enter - no bank login required, no percentile theater
• Money leaks, found automatically: idle cash, interest bleed, subscriptions you forgot - each one sized in real money per month
• The Time Machine: see what fixing one leak does across 30 years, at a stated assumed rate. An illustration, not a promise - we say so right on the chart
• Freedom Day: watch it move closer as you act. That date moving is the whole game
THE DAILY LOOP
• Check in, keep your streak, earn points
• Points buy streak freezes, sky themes, boosts - never cash, always fun
• Weekly challenges and short lessons (4 minutes, no jargon)
• Diplomas for the real milestones: debt-free is earned with data, not bought
YOUR MONEY, ACTUALLY MANAGED
• Wallets in any currency, converted with live daily exchange rates
• Import your bank's CSV statement - columns detected automatically, duplicates skipped, read entirely on your device
• Scan paper receipts: the camera reads the total, merchant and date
• Budgets that warn at 80%, recurring transactions, goals with dates
• Insurance and coverage checklist with your personal risk math
• CSV export of everything, any time
PRIVATE BY ARCHITECTURE
Your financial data lives on your device. We do not have a server that holds it. Export it or wipe it whenever you want - it is yours.
MONTER PRO
The free version is genuinely useful: full money management, one revealed leak per day, ads at natural pauses. Pro removes ads, opens every leak at once, and unlocks the full Time Machine and scenario planning. $7.99/month or $39.99/year after a 7-day free trial. Auto-renews unless cancelled 24 hours before the period ends; manage or cancel in your Apple ID settings.
Not financial advice. Monter is an educational tool: you enter your figures, it does honest arithmetic, decisions stay yours.
Privacy: https://monter.utilab.org/privacy
Terms: https://monter.utilab.org/terms
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Monter now speaks Vietnamese, Indonesian, Spanish, German and French, voice entry included. It follows your phone's language, or pick one under Your account. Also a clearer Pro screen: both plans priced by the month, and the free trial stated up front.
The developer, Utilab, MB, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Utilab, MB
- Size
- 33.5 MB
- Category
- Finance
- Compatibility
Requires iOS 18.0 or later.
- iPhone
Requires iOS 18.0 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later.
- iPhone
- Languages
English and 6 more
- English, French, German, Indonesian, Russian, Spanish, Vietnamese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- 4,000 Points $9.99
- 500 Points $1.99
- Monter Pro Annual $39.99
- 1,500 Points $4.99
- Monter Pro Monthly $4.99
- Copyright
- © 2026 MB Utilab