Lumyo: Money Clarity

See the impact before you buy

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Know what you can really spend this month. Lumyo is more than an expense tracker. It helps you understand your money before you make a decision — taking your fixed expenses, installments and upcoming commitments into account to show what is actually available to you. No complicated spreadsheets. No judgment. Just a clearer way to look at your money and make choices with more confidence. YOUR MONEY, MADE CLEARER With Lumyo, you can: • See how much is truly available after your monthly commitments • Track income and expenses in seconds • Organize fixed expenses and installment purchases • Manage credit cards and understand when purchases will actually affect your budget • See upcoming months and plan ahead • Create your own categories • Work with multiple currencies EXTRA INCOME, ALL IN ONE PLACE Have a side hustle, sell products or offer services? Lumyo helps you understand what you're actually earning. You can: • Track payments received and still to come • Record the real expenses related to your extra income • Understand how much is actually left after costs • Calculate the estimated cost of materials per product or service • Consider other costs such as electricity, rent, internet, transportation and fees • Understand your estimated margin and earnings per hour • Get help calculating a price that makes sense for your work Your extra income stays separate from your personal finances until you decide to transfer it. LUMY IS HERE WITH YOU Lumy is Lumyo's friendly guide. She helps you understand your numbers with clear, supportive language — without guilt, pressure or complicated financial jargon. WITH LUMYO PREMIUM Unlock even more ways to organize and understand your money: • Extra Income tools and pricing calculators • Savings goals with targets and deadlines • “Can I afford it?” purchase simulator • More credit cards • Themes to personalize your Lumyo experience • Lumy customization • Weekly financial check-ins YOUR DATA IS YOURS Your financial information stays on your device. Your amounts are not used for advertising or sold to third parties. You can also export a backup whenever you want. Available in English, Portuguese and Italian. Clarity to decide. Your money, your choices. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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We've adjusted how your balance carries from one month into the next, so the amount you have available keeps following you correctly. There are also improvements to category budgets, future expenses, fixed bills paid by card, spending history and next-month projections. All your entries stay exactly as they were — when you update, your balance is recalculated automatically.

Version 1.2

The developer, evelyn flavia cavalcante de souza, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases
    • Contact Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • evelyn flavia cavalcante de souza
Size
  • 20.3 MB
Category
  • Finance
Compatibility
Requires iOS 15.0 or later.
  • iPhone
    Requires iOS 15.0 or later.
  • iPod touch
    Requires iOS 15.0 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
Copyright
  • © 2026 Evelyn Cavalcante
  • Developer Website
  • Privacy Policy