SmartChi - AI Expense
AI Expense & Receipt Tracker
Free · Designed for iPad. Not verified for macOS.
Type "Coffee 45k" and AI logs it for you, or scan a receipt for instant OCR. 100% on-device — no ads, no data collection, ever.
SmartChi makes tracking your personal expenses fast, simple, and smart — powered by AI that runs entirely on your device. No account, no internet required.
- AI QUICK ADD
Just type a line like "Coffee at Highlands 45k" — AI automatically splits out the merchant, amount, and suggests the right category, saving instantly. No more multi-field forms for every expense.
- AUTOMATIC RECEIPT SCANNING
Snap a photo or pick one from your library, and on-device AI reads the amount, date, and merchant name for you to confirm — far faster than typing it all by hand.
- AI THAT LEARNS YOUR HABITS
The category classifier learns from your own spending patterns and corrections over time, getting smarter with every use — not a rigid fixed keyword list.
- SMART BUDGETS
Set monthly limits per category and get warned the moment you're approaching or over budget — proactive, not just a report after you've already overspent.
- FORECASTING & ANOMALY DETECTION
Estimates next month's spending using a weighted average of recent months, and flags categories that spike unusually compared to your normal habits.
- 8 LANGUAGES, 8 CURRENCIES
Vietnamese, English, Chinese, Spanish, French, Japanese, Korean, German — pick a language and the matching currency (VND, USD, EUR, CNY, JPY, KRW...) is set automatically, changeable independently anytime.
- PRIVATE BY DESIGN
Lock the app with Face ID/Touch ID to protect your personal spending data. Every AI feature — categorization, receipt OCR, forecasting — runs 100% on-device. No server, no account, no ads, no trackers of any kind.
- HOME SCREEN & LOCK SCREEN WIDGETS
Glance at this month's total spending, your logging streak, and the budget you're closest to hitting — right from your Home Screen, no need to open the app.
- DAILY REMINDERS
Turn on a nightly reminder so you never miss logging a transaction, building a lasting money-tracking habit.
- MODERN CARD-BASED UI
A clean, card-based design with full Light/Dark mode support — easy on the eyes, easy for anyone to use.
Download SmartChi today and start managing your money smarter — fast, private, and completely free.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
- Track income and expenses, with tags, receipts, and split transactions
- Set up recurring transactions and savings goals
- New period budgets to track spending by week, month, or custom range
- Redesigned transaction list with search, filters, swipe actions, and undo
- New tab-based navigation for faster access to everything
- Siri Shortcuts for quick expense logging, right from your voice
- Brand-new Apple Watch app for logging expenses on the go
- Optional iCloud sync to keep your data updated across devices
- Full localization, including lock screen and widget
- Various bug fixes and stability improvements
The developer, Suu Nguyen, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Suu Nguyen
- Size
- 3.2 MB
- Category
- Finance
- Compatibility
Requires iOS 17.6 or later.
- iPhone
Requires iOS 17.6 or later. - iPad
Requires iPadOS 17.6 or later. - Mac
Requires macOS 14.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.3 or later. - Apple Watch
Requires watchOS 10.0 or later.
- iPhone
- Languages
English and 7 more
- English, French, German, Japanese, Korean, Simplified Chinese, Spanish, Vietnamese
- Age Rating
4+
- 4+
- Copyright
- © imsuunc