DebtMe: IOU & Debt Tracker

Lend, Borrow, Loan & Interest

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Money between friends, kept straight. Log a loan in five seconds, let DebtMe do the interest, and send the nudge you never enjoy writing. Nothing leaves your phone. Lent money to a friend and can't quite remember who still owes what? DebtMe keeps the whole story - every loan, every repayment, down to the last cent. DebtMe is a private ledger for money between people. Money you lent. Money you borrowed. Log it in five seconds, watch it shrink with every repayment, and when it finally reaches zero a red seal drops on it - done, and off your mind. No account. No sign-up. Nothing leaves your phone. WHAT YOU LENT, WHAT YOU OWE • Two clear sides, never mixed up • Log partial repayments in cash or by transfer • Progress ring, remaining balance and full payment history on one screen • A red seal and a little confetti the moment a debt is settled INTEREST, WORKED OUT FOR YOU • Four modes: none, % per month, % per year, or per-million-per-day • Simple daily interest on the outstanding balance - no compounding surprises • Tap any figure to see exactly how it was reached • Change a rate or a start date later and everything recalculates • A hint on which debt to clear first when several carry interest NEVER BE THE ONE WHO FORGETS • Reminders before the due date, at the hour you pick • Keep nudging you while something is still unpaid • Both directions: money coming back to you, and money you owe ASKING, WITHOUT THE AWKWARDNESS • Ready-to-send messages in four tones: friendly, polite, firm, committed • Names, amounts and dates fill themselves in • Send by message, mail or anything on your share sheet • Or just mark someone as nudged and send nothing at all KEEP IT TIDY • Separate ledgers for personal, work and shop money • Every person with a running net balance • Attach a photo of the IOU, the receipt or the transfer screen • Search, filter, and a settled-debt history grouped by month • Charts of what's still outstanding and who is holding it ANY CURRENCY • 26 currencies, each debt keeping its own • Totals converted with rates you can refresh or set by hand • Works offline; rates catch up when you're back online SEE IT WITHOUT OPENING THE APP • Home Screen widgets: both totals, what's due next, what came back each month • Lock Screen widgets: one glance tells you how many debts need you • Add a debt straight from Control Center • Widgets require iOS 18.6 or later YOURS ALONE • Everything stays on this device - no server, no account, no tracking • Lock DebtMe behind Face ID or Touch ID • Hide every figure with one tap • Back up to a file, restore whenever you like DEBTME PRO Free covers 10 open debts and one ledger - enough for most people, forever. Pro lifts both limits and unlocks automatic interest and CSV export. Monthly, yearly, or one payment for life. Speaks 17 languages. Made by one person who got tired of writing on the backs of receipts. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://debtme.app/privacy/

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The developer, Huong Le Dieu, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Huong Le Dieu
    Size
    • 11.7 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • iPad
      Requires iPadOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English and 16 more
    • English, Dutch, French, German, Indonesian, Italian, Japanese, Korean, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Thai, Traditional Chinese, Turkish, Vietnamese
    Age Rating
    4+
    In-App Purchases
    Yes
    • DebtMe Pro — Lifetime $24.99
    • DebtMe Pro — Monthly $1.99
    • DebtMe Pro — Yearly $9.99
    • Learn More
    Copyright
    • © 2026 Dieu Huong Studio
  • Developer Website
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More

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