Nakdim: Budget & Cash Flow
Expense Tracker & Planner
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Shows you not just where your money is today, but where it will be in the future.
Your income, expenses, loan installments, rental earnings, and credit card statements merge into a single forward-looking cash flow curve. See in advance which month cash will be tight and exactly when your debts will be paid off.
CASH FLOW PROJECTION • Up to 12-month forward balance and cash flow forecasts • Up to 24-month payment and installment calendar • Adjust income & expense scenarios and see results instantly • Smart warnings when your cash reserves reach critical thresholds
CREDIT CARDS & INSTALLMENTS • Automatic billing cycles based on statement closing dates • Statement balance, minimum payment, and due dates • Remaining installment countdown • Credit limit utilization and debt load analysis
LOANS • Amortization schedules and remaining principal balance • Early payoff payoff simulations • Total monthly installment load
CHECKS & PROMISSORY NOTES • Maturity tracking for issued and received notes • Net forward position and portfolio/collection status • Bounced and overdue register tracking • Due-date approaching notifications
DEBTS & RECEIVABLES • Contact-based net current account balances • Partial payments and collection logging • Due-date reminders via WhatsApp
PROPERTIES & RENT • Rental income and expenses by property (residential, commercial) • Tenant tracking and vacancy period scenarios • Monthly net cash flow of your property portfolio
SAVINGS & INVESTMENTS • Time deposits: interest cycles, rate history, yield models • Pension (BES): personal contributions, state match & vesting tracking • Category budget goals and spending limits
RECURRING BILLS • Rent, utilities, subscriptions, insurance, and taxes • Mark-as-paid and detailed payment history • Upcoming payment reminders and price hike alerts • Quiet hours and daily digest notifications
ANALYTICS & INSIGHTS • Spending trends by category • Habits and cash flow diagnostics • Financial health score card • Comprehensive monthly ledger
100% PRIVATE & ON-DEVICE • No account creation or internet connection required • Your financial data stays exclusively on your device, never sent to servers • 3x3 Pattern lock or Face ID / Touch ID biometric protection • Multi-sheet Excel (.xlsx), CSV, and JSON export, with secure JSON backup/restore
ALSO FEATURING • English & Turkish language support • Multi-currency support (₺, $, €, £) • Dual themes: Obsidian Dark & Frosted Light • 100% offline functionality guarantee
For merchants and small businesses: promissory notes, customer receivables, and periodic tax obligations integrate directly into the same cash flow engine.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Monthly Detail and Transaction History redesigned: a one-card summary, a tappable ring chart, an always-visible date picker and Excel export of the chosen range; IBAN and account details now work worldwide.
The developer, Cengiz Han, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Cengiz Han
- Size
- 33.6 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Nakdim