Payself: Budget & Savings
Pay yourself first, offline
Free · Designed for iPad. Not verified for macOS.
Free forever, works offline, and never asks for an account. Set your savings aside first, then build the rest of your budget around what's left.
Most budgeting apps ask what's left over to save. Payself turns that around: your savings and investments come off the top, and the rest of your plan is built around what remains.
Set your monthly income and Payself scales a complete starting budget to it — every category defined as a share of what you actually earn, so the plan fits whether you make 500 or 15,000 a month. Then log what you really spend and watch plan versus actual for every category.
KEY FEATURES
• Pay-yourself-first template — savings and investments are budgeted first, not last
• Plan vs actual — every category shows its target, what you really spent, and the gap
• Transactions — itemize any category into dated entries with notes, or just type a total
• Recurring entries — daily, weekly, biweekly or monthly, carried into each new month
• Cumulative goals — emergency fund and investment totals that build across every month
• Month-wide feed — every transaction, grouped by day
• Home Screen widget — your remaining balance at a glance, in three sizes
• CSV export — take your budget and transactions with you whenever you want
• 57 currencies, and full support for English, French and Arabic including right-to-left
PRIVACY
Payself has no account and makes no network connections at all. There is no server for your money data to go to — it stays on your iPhone and iPad. No ads, no analytics, no tracking, no bank login.
FREE
Free forever. No ads, no in-app purchases, no subscription.
REQUIREMENTS
iOS 17 or later. iPhone and iPad.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Mohamed Smina, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Mohamed Smina
- Size
- 1.9 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 2 more
- English, Arabic, French
- Age Rating
4+
- 4+
- Copyright
- © 2026 Mohamed Smina