Tino: Budget & Spending

Finance

Only for iPhone

Free · In‑App Purchases

iPhone

New in 1.2: tap a category to see why it sits where it sits, type amounts the way you say them, and reconcile an account without rewriting your past months. Tino answers one question: how much can I spend right now? Most budgeting apps hand you a dashboard and leave the interpreting to you. Tino leads with a single number — what's left this month — and sorts your categories by which one needs attention first. WORKS THE WAY MONTHS ACTUALLY WORK Rent isn't a spending decision. Neither is your phone bill. Tino keeps committed costs in their own category that fills itself from your recurring bills, so the money you see left over is money you can actually choose how to spend. NO BANK LOGIN. NO ACCOUNT. NO SERVER. Tino never asks for your bank credentials, because it never connects to one. There's no sign-up, no email, no cloud. Everything lives on your iPhone and nowhere else — which also means it works on a plane, in a basement, and anywhere with no signal. TWO TAPS TO LOG A PURCHASE Amount, category, done — and Tino shows you what's left in that category before you save. Add from the app, the Home Screen widget, Control Center, or by asking Siri. When an expense arrives through Siri or a Shortcut, Tino remembers where you shop and files it in the right category on its own. WHAT YOU GET • A budget that tells you where you stand at a glance, sorted by urgency • Committed costs separated from discretionary spending • Recurring bills and subscriptions, with reminders before they charge • Multiple accounts — checking, cash, credit cards — with real balances • Savings goals • Spending charts and a monthly budget-vs-actual comparison • Alerts when a category runs low, before it's too late to act • Home Screen widget, Control Center control, and Siri Shortcuts • Face ID lock • Full support for Dynamic Type, Dark Mode, and VoiceOver • English and Spanish FREE, WITH AN OPTIONAL UPGRADE Everything above is free, with room for 6 categories, 3 accounts, and 3 months of history. Tino Premium removes those limits: unlimited categories and accounts, unlimited history, unlimited savings goals, bill reminders, and the subscription audit that shows what your recurring charges add up to. Premium is available as a monthly or annual subscription, or as a one-time lifetime purchase. Tino collects no data. There is no analytics, no tracking, and no account. Read the privacy policy — it's short. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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Tino 1.2 — see why, fix what drifted, and type amounts the way you think them. • Tap any category on Home to see the expenses behind its number — with the arithmetic on top, so a category reading "$160 left" tells you when $145 of it is already committed. • A new amount keypad: whole numbers first (7 is 7, not 0.07), the decimal point as its own key, and + − × ÷ built in for when you're splitting a bill. • Reconcile an account: type what it really holds today and Tino records the gap as an adjustment. Your past months stay exactly as you logged them. Credit cards ask for the debt. • Expenses outside your plan: log a one-off that shouldn't touch this month's budget, and draw it from the fund you saved for it. • Rename any category — the fixed one included — and watch the free amount update live as you set limits. • Picking a category or account is now a field that opens a searchable list, ordered by what you actually use, with your default account already filled in. • Fixed: a plan could be born allocating more than its own budget when a category was deleted mid-setup.

The developer, Nahuel Borromeo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    • Nahuel Borromeo
    Size
    • 3.6 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    Languages
    • English and Spanish
    Age Rating
    4+
    In-App Purchases
    Yes
    • Tino Premium Lifetime $99.99
    • Tino Premium (Anual) $34.99
    • Tino Premium (Monthly) $4.99
    Copyright
    • © 2026 Brian Nahuel Borromeo Da Costa