Money Manager: AI Budget

Expense tracker, bills & goals

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Ask the AI Copilot how your month is going, which budgets need attention, or to set up a budget, a bill or a trip plan. It answers and does it for you in a few taps. Track expenses, plan budgets and stay ahead of bills with an AI Copilot that answers from your own numbers and sets things up for you. Money Manager: AI Budget is an expense tracker, budget planner, bill reminder and net worth tracker in one app. ASK, DON'T DIG Ask "how much did I spend on food this month?", "which budgets need attention?" or "can I afford this?" and get a real answer from your own records. Tell it to set up a grocery budget, log a purchase, add an account, schedule a bill or turn your planner into budgets, and it prepares the change and shows it before applying it. EXPENSE TRACKER THAT TAKES SECONDS Log income, expenses and transfers with categories, subcategories, labels, notes and receipt photos. Select many entries at once to tidy up your history. Search with filters for type, date, category and account. Bills you schedule once show up on time, ready to record in a tap. BUDGET PLANNER THAT FOLLOWS YOUR PAYDAY Set the day you get paid and every budget, total and report follows your own cycle instead of the calendar month. Budget by day, week, fortnight, month, quarter, year or any date range, with a pace marker that shows where you should be today and bars that turn amber as a budget runs hot. BILLS & SUBSCRIPTIONS Schedule rent, utilities, loans and subscriptions once. See what is due this week and next on one timeline, record a bill early when you pay ahead, and skip the ones that did not happen. SAVINGS GOALS, TRIPS & EVENTS Give each goal a target and watch the milestones fill in. Plan a trip, a wedding or a holiday with its own budget and planned costs, then see the real total per event. DEBTS, LOANS & INSTALLMENTS Track what you owe and what others owe you, with monthly payments and installment plans. Record payments and see how each debt affects the months of runway you have. ACCOUNTS, CREDIT CARDS & NET WORTH Cash, bank accounts, e-wallets, savings and credit cards with limits, statement and due dates. Add investments, property, vehicles and valuables, and watch your net worth develop month by month on a chart you can scrub through. WEALTH LEVEL, MONEY PATH & ACHIEVEMENTS A wealth level shows how many months of spending your money would cover and what the next level takes. The Money Path is a guided checklist of money habits that ticks itself off from your own data. Achievements reward the streaks that move you forward. REPORTS YOU CAN KEEP Spending by category, income versus expense, cashflow, calendar and heatmap views, plus a yearly report on your pay cycle. Export any period to a planner-grade PDF or an Excel workbook. SYNC & SHARED SPACES Sign in to sync across your iPhone and iPad, end-to-end encrypted. Keep personal and business money in separate spaces, or invite a partner to a shared space and run one budget together. 150+ CURRENCIES, 11 LANGUAGES Multi-currency accounts with automatic exchange rates. Fully translated into 11 languages. FREE AND PRO The core app is free and genuinely usable: most features work, with a cap of 2 on some of them. Pro removes those caps and the ads, and includes cloud sync, shared spaces, custom categories and unlimited AI Copilot conversations. Pro is a subscription; you can cancel any time in your App Store settings. SUBSCRIPTION DETAILS Money Manager: AI Budget Pro is an auto-renewable subscription, available as: • Monthly — $2.99 per month • Yearly — $19.99 per year Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings after purchase. Prices may vary by region. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.moneymanagerai.app/privacy-policy

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What's new in 1.7.0: • Budgets now lead your Dashboard, with an easier way to reorder or hide cards • See the transactions behind every budget, period by period • Track gold and other holdings by quantity, with its own price for each purchase • Performance and stability improvements

Version 1.7.0

The developer, Gunawan Santoso, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Gunawan Santoso
    Size
    • 71.4 MB
    Category
    • Finance
    Compatibility
    Requires iOS 15.0 or later.
    • iPhone
      Requires iOS 15.0 or later.
    • iPad
      Requires iPadOS 15.0 or later.
    • iPod touch
      Requires iOS 15.0 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    13+
    • 13+
    • Learn More
    • Contains
      Advertising
      User-Generated Content
      Social Media
    In-App Purchases
    Yes
    Copyright
    • © 2026 Micro App Digital
  • Developer Website
  • Privacy Policy

    • More by Gunawan Santoso

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