Debtfall: Debt Payoff Planner
Snowball & Avalanche Tracker
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
See your debt-free date. Drag the slider, watch it jump closer. Private by design — no account, no bank login, and your numbers never leave your phone.
See your debt-free date — without giving anyone your data.
Enter each debt once: balance, interest rate, minimum payment. Pick
snowball or avalanche, and Debtfall answers the three questions that
matter: When am I debt-free? How much interest will I pay? What happens
if I pay a little more?
WHY DEBTFALL
• The what-if slider — drag "extra per month" and watch your debt-free
date jump closer and the interest saved climb, live.
• Snowball or avalanche — smallest balance first for motivation, or
highest rate first for the math. One line explains each; switch any
time.
• Watch the curve bend — a balance-over-time chart shows your payoff
against a minimums-only baseline, so progress is visible, not just
numeric.
• Log payments as you make them — balances update and the plan
re-anchors to reality. Full amortization table for every debt.
• Glanceable widgets — debt-free countdown and progress on your home
and lock screen. Lock-screen widgets show progress and dates only,
never balances, unless you say so.
• Celebrate every zero — paying off a debt is a moment. Confetti,
"1 down, 3 to go", and a new debt-free date.
• Hopeful, not shameful — copy celebrates progress. No guilt, no red
warnings, no lectures.
PRIVATE BY ARCHITECTURE
No account. No bank login — ever. Your financial data stays on your
device: balances, rates, payment amounts and your debt-free date are
never transmitted, and there is no backend to send them to. No ads,
ever.
Debtfall does collect anonymous usage and crash data — which screens
are opened and what breaks — so a one-person team can tell what to fix
next. It never includes a balance, a rate, a payment amount or the name
of a debt. Turn it off any time in Settings.
Free version includes every feature with up to 2 debts. Debtfall Pro
(one-time purchase, no subscription) unlocks unlimited debts and CSV
export of your payoff schedule.
Debtfall provides estimates based on the numbers you enter, assuming
monthly compounding. It is not financial advice.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Nothing new inside the app this time. This update rewrites the App Store listing so that people searching for a debt payoff planner can actually find Debtfall — the app itself is unchanged, and your balances still never leave your device.
The developer, Asgar Amrahov, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Asgar Amrahov
- Size
- 4.9 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Debtfall Pro $6.99
- Copyright
- © DebtFall