Gravity: Expense Tracker

Track, budget & safe-to-spend

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Know what's safe to spend — every single day. Gravity does the math you never do: your income, minus what you've spent, minus the bills that haven't hit yet — divided by the days left. One number, every morning. A progress bar shows today's burn. That's it. No spreadsheet, no guilt. CAPTURE IN SECONDS • Keypad-first quick add — amount, merchant, done • Merchant autocomplete that learns from you • Rules that auto-categorise ("swiggy" → Food, forever) • Import bank-statement CSVs — even messy ones with buried headers • Attach receipts to any expense • Log by voice with Siri, or straight from the widget EVERY RUPEE HAS A PLACE • Accounts — banks, credit cards (with limit meters), cash, wallets • Transfers between accounts that never pollute your spending • Net worth: what you own minus what you owe • Split any bill across categories — or mark a friend's share PEOPLE — the udhaar book your memory deserves "Rohit owes me ₹2,000." Track money lent and borrowed, settle up with one tap, see your net position. Split a dinner and the friend's share lands here automatically. BILLS & EMIs THAT MANAGE THEMSELVES • Auto-detects subscriptions and EMIs from your history • Add EMIs with an end date — "14 instalments left, ends Mar 2027" • Reminders before every due date, naming the account to keep funded • Price-hike alerts when a subscription quietly gets costlier • Flag-to-cancel and see exactly what you'd save UNDERSTAND YOUR MONEY • Monthly report: what moved vs last month, biggest expense, spending calendar • Category breakdowns, top merchants, trend charts • No-spend streaks on a heatmap — build the habit • A 5-pillar financial health score • Budgets that warn at 85%, goals with round-up auto-savings WIDGETS EVERYWHERE Home screen and lock screen — this week's spend, today's total, safe-per-day, and one-tap quick add. PRIVATE BY ARCHITECTURE No account. No cloud. No analytics. Your financial life lives in your phone's encrypted storage and nowhere else. Back up to a file you control; restore anywhere. Face ID lock built in. Trips & tags for travel budgets. Multi-currency with live rates. Light and pure-black dark themes. Made with obsession by BlackSpace AI. Your money, in orbit.

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Custom categories keep their names after a relaunch (they showed as Others until you re-saved them). Backups now include custom categories, splits and groups, so a restore on a new phone brings everything back. Date fixes: days are grouped by your local day, month-end bills land on the right date, and “Can I afford this?” divides by the days actually left.

The developer, Sumith T, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    Sumith T
    Size
    32.7 MB
    Category
    Finance
    Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English
    Age Rating
    4+
    Copyright
    © 2026 BlackSpace AI