Monthly Shell

Spend smart. Live easy.

Free

No bank logins. No account. No ads. Your money stays on your devices, backed up to your iCloud only if you ask. The turtle speaks only when it has something true to say. Most budgeting apps want your bank password, your email address, and your attention. Monthly Shell wants none of them. You type what you spend. It shows you one number: what's actually left to spend right now. Every month starts clean. WHAT IT DOES • One number, front and centre. Balance is your income minus what you've spent and set aside — not a bank balance, not a projection you have to decode. • Three seconds to log. Open, tap the amount, done. Add a tag if you feel like it; untagged is a perfectly good answer. • Scan a receipt instead of typing. The photo is read on your device and never leaves it. • A coach that stays quiet. It speaks when something's genuinely worth knowing — a budget drifting, a bill that won't quite clear — and says nothing the rest of the time. One message a day, maximum. Five voices, from warm to nearly silent, or off completely. • Budgets that reset on the 1st. Leftovers carry forward only if you ask them to. • History, month by month. Change or delete anything you logged, and undo it if you change your mind. • Accounts for money you've set aside, so savings stop looking spendable. • Bill reminders — and a repeating bill can log itself each time it comes round. • Up to five profiles, so separate sets of budgets never mix. • A real Excel workbook: every transaction, a month-by-month summary, every budget and every account, in a file you keep. • Siri and Shortcuts. Log a spend, add money, check your Balance or a budget, or hear what the coach said last, without opening the app. Try "Log an expense in Monthly Shell". • Widgets for your Home Screen and Lock Screen: your Balance at a glance, a budget, the month's details, or a button that opens straight to logging. • Control Center buttons that open the app ready to log an expense, add activity, move money or scan a receipt. • An Apple Watch app: your Balance, budgets and the coach on your wrist, and logging with the keypad or the Digital Crown. • Made for iPhone, iPad and Mac. On iPad, and on iPhone Duo when it's open, the list sits on one side and what you pick on the other. WHAT IT DOESN'T DO • No bank connection. Ever. Manual entry is the point. • No account, no sign-up, no email address. • No ads, no analytics, no trackers, no third parties. • No subscription and no in-app purchases. Every feature is free. • No holding your data hostage. A full backup, a CSV export and the workbook are yours, always. • No streaks, no guilt, nothing red when you go over. Going over budget is information, not a moral failing. YOUR DATA Everything lives on your own devices. We run no server and receive none of it — there's nothing of yours for anyone to breach, sell, or hand over. If you want a safety net, one tap backs up a copy to your own iCloud, for you alone, and one tap brings it back, on a new phone or on your iPad or Mac. It happens only when you tap, and never reaches us. The Apple Watch talks only to your own iPhone. Made by Vidabyte, which builds technology meant to make people more capable rather than more dependent. Privacy Policy: https://monthlyshell.com/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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The developer, Joel Ramirez, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    Joel Ramirez
    Size
    23.8 MB
    Category
    Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • iPad
      Requires iPadOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    • Apple Watch
      Requires watchOS 10.0 or later.
    Languages
    English
    Age Rating
    4+
    Copyright
    © 2026 Vidabyte
  • Developer Website
  • Privacy Policy