Credit Card Benefits Tracker
Rewards, Points, Miles & Perks
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Never miss a credit card benefit. Track expiring credits, use the best card for every purchase, measure annual-fee value, and see when an issuer changes your terms.
Never miss a credit card benefit—and know which card gives you the most value.
Credit Card Benefits Tracker brings expiring card credits, reward rates, transfer partners and annual-fee value into one simple app. Track what you have used, get reminders for what remains and compare cards using point values that match how you redeem.
TRACK CARD BENEFITS
• Add the cards in your wallet and choose which benefits to track
• Follow monthly, quarterly, annual and cardmember-year credits
• Record full or partial redemptions and undo mistakes
• Add custom cards and benefits when you need them
GET REMINDERS BEFORE CREDITS EXPIRE
• Enable notifications benefit by benefit
• Choose how many days early to be reminded
• Set a minimum remaining balance for each alert
• Choose silent or vibrate delivery
FIND THE BEST CARD FOR EVERY PURCHASE
• Compare cards you own for groceries, dining, travel and more
• Explore supported cards beyond your wallet
• Set your own value for points and miles
• Review reward rates, caps, activation rules and effective dates
KNOW WHEN YOUR BENEFITS CHANGE
• Get alerted when an issuer changes a benefit or reward rate
• Choose which of your cards you want watched
• Watch cards you do not own yet, before you apply
• See what changed, when it takes effect and the official source
WHAT IS FREE, AND WHAT IS PRO
• Free: up to five cards, benefit tracking, expiry reminders, best-card picks across every supported card, and annual-fee reports
• BenefitTrove Pro: unlimited cards, change alerts sent to your phone, watching cards you do not own yet, and setting your own value per point for points and miles
• Pro is $3.99 per month or $29.99 per year, with a 3-day free trial for eligible new subscribers. Payment is charged to your Apple Account and renews automatically unless canceled at least 24 hours before the period ends. Manage or cancel in App Store account settings.
SEE IF AN ANNUAL FEE PAYS OFF
• Compare annual fees with value you actually redeemed
• See confirmed, still-available and expired value separately
• Each card is measured over its own cardmember year, anniversary to anniversary
• Projected value is never counted as savings
Credit card benefits, reward rates and terms can change. Always verify eligibility and current terms with the card issuer. Credit Card Benefits Tracker is independent, is not affiliated with card issuers and does not provide financial advice.
Privacy Policy: https://zwstudiollc.com/privacy
Terms of Use: https://zwstudiollc.com/terms
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Bug fixes, and card benefit updates now reach the app without waiting for a new release.
The developer, ZW Studio LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- ZW Studio LLC
- Size
- 19.8 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- BenefitTrove Pro Monthly $3.99
- BenefitTrove Pro Annual $29.99
- Copyright
- © 2026 ZW Studio LLC