Kids will use money every day of their lives, but nobody teaches them how it works. Novara does: 16 short chapters, a quiz after every one, made for the United States.
Start free with the first 3 chapters. Then one small one-time purchase unlocks all 16 chapters for your whole family. No subscription, no monthly fee, no debit card, no ads.
WHY PARENTS CHOOSE NOVARA
Most "money apps for kids" are debit cards with a monthly subscription. Novara is a course. It teaches how money actually works, from allowance to paycheck to credit score, so your child understands the system before they're in it.
16 CHAPTERS, FROM ALLOWANCE TO FIRST HOME
• Money basics · Income and spending · Your first paycheck
• Saving and goals · Banks and accounts · Interest and compounding
• Subscription traps · Scams and social media · Debt and credit
• Taxes · Insurance · Investing and the stock market
• Risk and diversification · Understanding crypto risks · Your financial plan · Your first home
Every chapter ends with a 10-question quiz, graded and explained on the spot.
TOOLS THEY'LL ACTUALLY USE
• Compound interest, inflation and savings goal calculators, a budget planner and a family finance challenge
• Streaks and badges that keep the momentum going
• Cel-shaded avatars that cheer your child on in every quiz (pick a preset, or parents can turn a photo into one)
BUILT FOR PARENTS
• One parent account, a profile for each child
• A parent dashboard with every child's results, chapter by chapter
• Child mode with a parent PIN, so kids can't change settings or switch profiles
• Kids never enter an email address, phone number or personal details
• One purchase covers the whole family with Family Sharing
MADE FOR THE U.S.
Not a generic course with the flags swapped. The U.S. edition teaches the terms your child will actually meet: FDIC deposit insurance, the IRS, FICA payroll tax, the standard deduction, 401(k)s and Roth IRAs, the S&P 500, FICO credit scores and the credit bureaus, 529 plans and FAFSA. In dollars.
SAFE BY DESIGN
• No ads, no tracking, no data sold. Ever.
• Built with COPPA in mind: kids share no personal details, and parents control the account
• Learning data is stored on servers in the EU under strict European privacy law
• Delete the account and all data any time, right inside the app
• Age rating 9+
WHO MADE THIS
Novara is built by a father of three in Germany who wanted his own kids to understand money before their first paycheck. It's the course he wished existed, and now it exists for your family too.
Download Novara, try the first 3 chapters free, and give your kids the one subject school still skips.
Novara provides financial education, not financial, investment or tax advice. All content is for educational purposes only.
Ratings & Reviews
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New in version 1.20:
• Your progress on iPhone is now really saved to your account. Improved scores, renamed children and settings used to be lost the next time you opened the app.
• Signing up works again – with e-mail, Google and Apple. The sign-in page now has a way back to the app.
• After you log out, nothing of your account stays on the device.
• Your AI avatars stay in your account, including after you register.
• Results show your latest attempt and your best. Badges are only awarded for passed chapters.
• Many content corrections for Austria, the US, Canada and Thailand, and no more empty fields in other languages.
• Calculators now understand the decimal comma, and your budget is no longer wiped while you type.
Version 1.20
The developer, Mark Berger, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
User Content
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Mark Berger
Size
60.9 MB
Category
Education
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPad Requires iPadOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.