Bill, Expense Tracker: PennyAi
track spending & set budgets
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Track spending your way — type it or talk it. Smart budgets, recurring bills, and widgets keep your money on track. Private and local — no account needed.
PennyAI is a fast, no-nonsense expense and budget tracker built for people who want their money organized without the hassle of signing up for yet another account.
No login. No cloud. Your data stays on your device.
WHAT YOU CAN DO
- Log expenses and income in seconds with quick-add
- Set monthly budgets per category and get alerted before you overspend
- Track recurring bills and subscriptions automatically
- Organize with custom categories, tags, and multiple currency-aware lists — great for separating personal, business, or travel spending
- See where your money goes with clean charts: category breakdowns, spend-over-time trends, income vs. expense
- Import and export everything as CSV — your data, your control
- Check your spending right from your Home Screen with widgets
WHY PENNYAI
Built by a solo indie developer who wanted a budget app that's actually fast to use — not a
bloated finance suite with fifteen menus. No ads. No login wall to see your own data.
PennyAI is free to use with generous features out of the box. PennyAI Pro unlocks unlimited history, multiple lists, CSV export, budgets, tags, recurring transactions, and deeper stats — for people who want to go further.
Download PennyAI and get your spending under control today.
Privacy Policy: https://sites.google.com/view/naheed-apps/privacy-policy
Terms of Use: https://sites.google.com/view/naheed-apps/terms-conditions
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Naheed Un Nisa, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Naheed Un Nisa
- Size
- 23.9 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- In App Lifetime $24.99
- Onboarding Lifetime $24.99
- In App Yearly $29.99
- In App Weekly $2.99
- Onboarding weekly $2.99
- Onboarding yearly $29.99
- Copyright
- © @NaheediOSDev