Guaca: Debt & Retirement

Snowball, net worth calculator

Free · In‑App Purchases

Your money, with a clearer next step. Guaca brings your accounts, investments, spending and debts into one financial dashboard. Understand where you are today, then explore a plan for what comes next. SEE YOUR WHOLE PICTURE Track net worth across cash, investments, property and liabilities. Organize accounts in different currencies and explore how your finances change over time. GIVE EVERYDAY MONEY A HOME Record income and expenses, organize transactions by category, set category budgets and review spending reports. Keep recurring payments in view and import supported bank statements or transaction files. MAKE ROOM FOR YOUR GOALS Create savings goals, assign money from your accounts and compare your progress with your plan. Allocations reserve existing balances virtually; they do not move money. FIND YOUR PATH OUT OF DEBT Use the debt snowball calculator to prioritize smaller balances, or compare the avalanche strategy that prioritizes higher interest rates. Adjust extra payments and compare estimated payoff dates, total interest and payment order across your debts. PLAN FOR FINANCIAL INDEPENDENCE Explore retirement scenarios with adjustable contributions, spending, inflation and returns. Compare projections and Monte Carlo simulations to understand how different assumptions affect your plan. ASK YOUR MONEY BETTER QUESTIONS Use Guaca’s AI assistant to explore your finances. Connect compatible assistants such as Claude or ChatGPT through Connected apps, review their permissions and revoke access when you choose. Availability depends on your Guaca plan and the external assistant’s requirements. START LOCAL. CONNECT WHEN YOU CHOOSE. Manage your finances locally, including offline. Guaca Pro adds features such as cloud sync across your devices, AI chat and supported account integrations. Connected and AI features use online services. Payoff and retirement results are estimates based on your inputs and assumptions, not guaranteed outcomes. Privacy: https://useguaca.com/privacy Terms: https://useguaca.com/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & Reviews

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Under-the-hood improvements and minor fixes.

Version 1.0.2

The developer, Nicolas Bonet Gonzalez, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Financial Info
    • Location
    • Contact Info

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Nicolas Bonet Gonzalez
Size
  • 83 MB
Category
  • Finance
Compatibility
Requires iOS 17.0 or later.
  • iPhone
    Requires iOS 17.0 or later.
  • iPad
    Requires iPadOS 17.0 or later.
  • Mac
    Requires macOS 14.0 or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 3 more
  • English, French, German, Spanish
Age Rating
4+
In-App Purchases
Yes
  • Guaca Pro Annual Trial $39.99
  • Guaca Pro Monthly Trial $4.99
  • Guaca Pro Annual $39.99
  • Guaca Pro Monthly $4.99
  • Learn More
Copyright
  • © 2026 Nicolas Bonet Gonzalez
  • Developer Website
  • Privacy Policy

    • More by Nicolas Bonet Gonzalez

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