Mortgage Payoff Visualizer

Built one payment at a time

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Every payment lays a brick. See where your money really goes, when your term is up, and what a little extra would do - with a home that builds itself as you pay. Your mortgage, as a home that builds itself. Paying down a mortgage is years of invisible progress. This turns it into something you can watch: every scheduled payment lays one real piece — a brick, then a roof tile, then part of the garden — until the whole house is yours. A 25-year monthly mortgage is 300 of them. • Every payment lays a piece — 300 of them over a typical mortgage • See where each payment really goes: how much is interest, how much is your home, and how that flips over the years • Interest paid so far, and interest still to come • A renewal countdown that flags your term 120 days out, when you can start locking a new rate • A slider to see what paying a little extra does to your years and your interest • Lump sums, renewing at a new rate, and an honest "if you sold today" that subtracts agent commission and closing costs — not just your balance • Mortgage wisdom: 21 things worth knowing, from prepayment privileges to how break penalties are really calculated • A living scene — the crew works, your trees grow with your equity, and the sky follows the real time of day Built for Canadian mortgages (semi-annual compounding), with amortization, payment frequency, lump sums and extra payments. Works anywhere, in 20 currencies. No account. No ads. Nothing leaves your phone — there is no server, and nothing to sign up for. Free for 7 days, then a single one-time unlock. No subscription, ever. Part of Appopolis — a little city of small, focused apps.

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The developer, RAGHAV MODGIL, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases
    • Identifiers

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Accessibility

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Information

Seller
  • RAGHAV MODGIL
Size
  • 40.3 MB
Category
  • Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • iPad
    Requires iPadOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © 2026 Appopolis
  • Developer Website
  • Privacy Policy

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