Silo - Budget & Bills Tracker

Your money. Private. Offline.

Only for iPhone

$2.99 · Designed for iPhone. Not verified for macOS.

iPhone

Track every account, budget, bill and trip in one private, offline app. No cloud, no ads, no bank logins — your money never leaves your device. Silo is a private, offline-first money tracker. No cloud, no ads, no bank logins, no account required — everything stays on your device. Open the app and instantly see what's safe to spend today, your spending pace, and a forecast of your balance for the weeks ahead. WHAT YOU CAN DO • Safe-to-spend, daily — know what's free to spend, with over-pace warnings and a run-out-date prediction • Budget your way — a simple 50/30/20 split or detailed per-category caps with alerts; move funds between caps in a tap • Analytics — see where your money goes: monthly spend, income, savings rate, and multi-month trends • Accounts & net worth — cash, cards, loans and investments unified into one net worth, with history built from your own ledger • Bills, debts & splits — bills, who owes whom, split bills, installments and loans in one place • Recurring that logs itself — subscriptions and salaries auto-log (or ask first); Silo even surfaces recurring charges hiding in your history • Forecast & calendar — a day-by-day view of money in, out, and transfers • Goals & wishlist — save toward what matters and plan the big buys • Trips & multi-currency — budget every trip and spend in the local currency, unified in your home currency • Fast logging — log from a Home Screen widget, Back Tap, or scan a receipt total; Silo recognizes merchants and suggests the category • Private by design — Face ID lock, hide-amounts glance, and fully offline Silo is for people who want clarity over their money without handing their data to anyone. Not a bank. Silo is a personal ledger you keep yourself — no bank connections, transfers, lending, trading, or financial advice.

  • This app hasn’t received enough ratings or reviews to display an overview.

Bank alerts (Beta) just got smarter • Offers, cashback promos and announcements are skipped, so only real money movements are logged. • Logged something that wasn't a transaction? Open it and tap "This wasn't a transaction", and Silo ignores messages like it from then on. Manage what's ignored in Settings → Bank notifications. • Undo right after an alert logs something. • Set it up in one tap with the ready-made automation in Settings → Bank notifications. • "Cashed in" and "cashed out" alerts are recognised, and amounts are read more reliably. Also new • A new Other category for shops Silo hasn't seen before, counted with your Wants until you file it. • Add a photo to a wishlist item. • Repeating bills you restore from Recently Deleted, or whose account you un-archive, pick up from today. • With app lock on, notifications inside Silo wait until you unlock.

The developer, Joeren Christopher Lee, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Seller
    Joeren Christopher Lee
    Size
    57.5 MB
    Category
    Finance
    Compatibility
    Requires iOS 16.4 or later.
    • iPhone
      Requires iOS 16.4 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English
    Age Rating
    4+
    Copyright
    © 2026 Joeren Lee