Japan Salary & Tax Calc
Take-home Pay in Japan FY2026
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Japan-specific take-home calculator. FY2026 tax reform ready. Wall simulator, 47 prefecture health rates, job A/B comparison, payday widget. For workers in Japan.
"What's my actual take-home?" "If I cross the 1.3M yen wall, do I lose money?" — turn Japanese payslip anxiety into clear numbers, instantly.
Salary Calculator is a take-home pay simulator built specifically for Japanese tax law (令和8年度 / FY2026). Perfect for Japanese salaried workers, part-timers minding the "income walls", and anyone comparing job offers. Also ideal for foreign residents working in Japan.
--- Key Features ---
■ Real-time Take-home Calculation
Enter annual income, age, dependents, and prefecture. Income tax, resident tax, health insurance, pension, employment insurance, and nursing insurance are calculated automatically. Monthly/annual take-home and take-home rate shown instantly.
■ FY2026 Tax Reform Ready
Reflects the FY2026 tax reform for 2026 income: basic deduction ¥1.04M, minimum employment income deduction ¥740,000. Resident tax uses its own deductions (e.g. ¥430,000 basic deduction). Tax rates are delivered over the air — no app update needed at fiscal year changeover.
■ Income Wall Simulator (Japan-specific)
Visualize 6 Japanese "income walls" (1.06M/1.19M/1.30M/1.69M/1.78M/2.07M yen). Slide your income and see take-home changes instantly.
■ Job A/B Comparison
Enter current and target job incomes side by side. "+¥45,300 per month" shown large. SNS share card supported.
■ Bonus Take-home
Approximates bonus withholding tax from previous month salary and dependents. Precise take-home including health, pension, and employment insurance.
■ Multiple Side Jobs
Add multiple side jobs. Choose wage income, business income, or miscellaneous income; enter expenses. Combined take-home with your main job and automatic filing requirement judgement.
■ Housing & Mortgage Estimator
Reverse-calculate max rent (20/25/30% of take-home) and mortgage loan capacity. Adjust interest rate and repayment period.
■ Furusato Tax Deduction Cap
Calculate your furusato-nozei deduction limit.
■ Tax Saving Simulation (iDeCo / NISA)
See tax reduction from iDeCo and NISA at 3/5/7% return scenarios.
■ Payday Countdown Widget
"X days until payday" + predicted take-home on Home Screen and Lock Screen. Weekend/holiday shift correction, month-end correction, bonus month display.
■ Take-home Summary Widget
Monthly take-home + take-home rate on Home Screen. Small / Medium / Lock Screen.
■ 47 Prefecture Health Rates
All Kyoukai Kenpo prefecture rates included.
■ SNS Share Cards, iCloud Sync, 16 languages, Full Dark Mode, ¥480 remove ads IAP.
--- Disclaimer ---
Results are approximations based on published tax rates. Actual amounts may differ due to municipal variance, company health unions, and other deductions. Consult your payslip or tax accountant.
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Sage Apps Series
A collection of iOS utility apps designed for simplicity and ease of use.
>> Search "Sage Apps" on the App Store for more
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Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Fixed a bug where the basic deduction was calculated as ¥0 for incomes of about ¥3.7M and above, showing take-home pay too low.
• Updated for the FY2026 tax reform (basic deduction ¥1.04M and minimum employment income deduction ¥740,000 for 2026 income) and FY2026 social insurance rates.
• Resident tax now uses its own deductions (e.g. ¥430,000 basic deduction); income walls and side-job calculations follow the latest rules.
The developer, Yusuke Takeuchi, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Yusuke Takeuchi
- Size
- 7.1 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 15 more
- English, Dutch, French, German, Indonesian, Italian, Japanese, Korean, Polish, Portuguese, Russian, Spanish, Thai, Traditional Chinese, Turkish, Vietnamese
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Remove Ads $2.99
- Copyright
- © 2026 OwlSoft
