Plumb Budget & Expense Tracker
Plan bills. Know what is left.
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Before your next purchase, see what is left after planned bills and savings goals. Track your money on your device, without connecting a bank.
Know what is left to spend, before you spend it. Plumb is an expense tracker and budget planner that brings everyday spending, bills and savings goals into one clear picture.
A bank balance does not tell the whole story. Plumb estimates what is available after the commitments you record, so you can check a purchase against your plan. Start without a bank connection or a Plumb account.
MAKE ROOM FOR EVERYDAY LIFE
Plan groceries, transport and the things you enjoy alongside bills and savings. Set category budgets, choose your budget cycle and see where spending is ahead of your plan.
KEEP YOUR SPENDING EASY TO FOLLOW
Record income and expenses, repeat a previous entry, and find transactions with search and filters. Use suggested categories or create your own. Track accounts and same-currency transfers without treating money moved between accounts as spending.
CHECK WHAT YOU CAN AFFORD
See your estimated safe-to-spend amount and daily pace. Open the explanation to understand how recorded cash, card balances, bills and goals affect the result. The estimate depends on keeping your entries up to date.
TURN SAVINGS INTO A PLAN
Give a holiday, emergency fund or future purchase its own goal. Record contributions and follow your progress. Set recurring schedules for income and bills, then record payments when they happen.
LEARN FROM YOUR HISTORY
Explore spending charts, category breakdowns and budget progress. With enough history, view projections based on previous cycles, with the assumptions explained. Track accounts in different currencies; combined insights use your primary currency.
YOUR FINANCIAL RECORDS STAY ON YOUR DEVICE
Use the core wallet offline. Protect access with App Lock, hide balances and create password-encrypted backups. Keep your backup file and password safe: Plumb cannot recover a forgotten password or a lost device's wallet.
TRY IT BEFORE YOU SET UP
Explore a separate demo wallet with fictional data. Demo changes are temporary and do not affect your own wallet.
START FREE, ADD MORE WHEN YOU NEED IT
Free includes ads, up to 3 accounts, 3 goals and 3 currencies, unlimited transactions, App Lock, encrypted backups and two cycles of insights.
Pro removes ads and includes up to 10 accounts, 10 goals and 5 currencies, six cycles of insights, comparisons and CSV export. Max adds unlimited accounts, goals and currencies with all Pro insights and export tools.
Financial records are not sent to advertisers. The privacy policy explains ads, usage analytics and diagnostics. Plumb is a manual budgeting tool: it does not connect to banks, hold money or make payments. Projections are estimates, not financial advice or guaranteed outcomes.
Optional monthly and annual subscriptions are available. Prices and billing periods appear before purchase. Payment is charged to your Apple Account at confirmation. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel in your Apple Account settings.
Support: contact@zixdev.com
Privacy: https://plumbwallet.app/privacy/
Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Record expenses with fewer taps and reuse your favorites.
• Get reminders for upcoming bills and income.
• Preview planned bills and income in a new cash-flow calendar.
• Use Plumb in Arabic, with improved right-to-left layouts.
The developer, ZIX DEV Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- ZIX DEV, Inc.
- Size
- 34.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 2 more
- English, Arabic, French
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Pro Annual $29.99
- Max Monthly $9.99
- Max Annual $99.99
- Pro Monthly $2.99
- Copyright
- © 2026 ZIX DEV, Inc.
