Worth — Net Worth Tracker

Assets & debts, fully private

Only for iPhone

Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.

iPhone

Worth is a net worth tracker for people who would rather not hand over their bank logins. It does not connect to your bank. You update your balances when it suits you — weekly, monthly, whenever you happen to check — and Worth keeps the history, draws the trend, and tells you why the number moved. WHY MANUAL IS THE POINT An app that syncs with your bank can only see what a bank API exposes. The holdings that move a net worth the most are often the ones that aren't there: equity and options, private investments, property, loans, and accounts at institutions that were never supported in the first place. Worth holds all of it, because you enter it. Fifteen accounts take about two minutes a month to update — and those two minutes are the moment you actually look at your finances. That is most of the value. WHAT IT DOES • Net worth at a glance — assets, debts, and the current total, with amounts hidden behind a tap when you are not alone. • Attribution that does not guess. When your total changes, Worth asks what happened: money in, money out, investment gains, interest, a transfer, a correction. It never picks for you, because a wrong guess quietly rewrites your history and you would never notice. • A trend you can trust. Every update writes a dated snapshot. Exchange rates are frozen into each snapshot as they were on that day, so past points never move when today's rates change. • Read balances from a screenshot. Point Worth at a screenshot from your banking app and it reads the amount on-device, matches it to the right account by the last digits, and asks you to confirm. Nothing is uploaded. • Every kind of account. Bank, cash, wealth products, securities, crypto, provident fund, property, credit cards, loans — plus a custom type for whatever else you hold. • Multi-currency, handled properly. Rates update in the background from public sources, and you can override any rate by hand. If a rate is missing, Worth says so instead of quietly adding the numbers up as if they were the same currency. • Internal transfers do not fake growth. Move money between your own accounts and your net worth stays exactly where it was. • Batch update. Go through every stale account in one pass instead of opening them one at a time. • Reminders that are actually about you — accounts you have not touched in a while, and the repayment day on a card or a loan. • Face ID lock, plus a cover over the app when you switch away. • Backup and export. Encrypted backups to a folder you choose in iCloud Drive, and plain JSON or CSV whenever you want your data somewhere else. PRIVACY There is no account. There is no server. There is no third-party SDK, no analytics, and no advertising. Worth makes exactly one kind of network request: fetching public exchange rates. That request carries none of your data — no balances, no account names, no identifiers. Everything you enter stays in local storage on your device. Turn off the network and the app still works, using the last rates it saw. Full policy: https://worth.karowang.com/privacy FREE AND PRO Free covers up to five accounts, with the full home screen, trend, attribution, and screenshot reading. Worth Pro is a single one-time purchase — not a subscription — and lifts the account limit while unlocking batch update, encrypted backup, and reminders.

Ratings & Reviews

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Fixes a crash that could occur on the Home and Trends screens.

Version 1.0.1

The developer, 潇 王, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    潇 王
    Size
    3.1 MB
    Category
    Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    English and Simplified Chinese
    Age Rating
    4+
    In-App Purchases
    Yes
    Copyright
    © 2026 Karo Wang
  • Privacy Policy

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