Kpital: Budget & Savings
Expenses, goals and net worth
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Save more without the hassle. See where your money goes, keep your spending in check, have everything in one place, and move closer to your goals every month.
Saving starts with knowing where your money goes.
Kpital tells you how much you can spend today without breaking your savings plan. Log what you spend in seconds and the number updates instantly.
No spreadsheets. No complicated maths. No wondering at the end of the month where your money went.
FREE, FOREVER
- Your monthly plan: what you earn, your fixed costs and what you want to save.
- How much you can spend today and until the end of the month.
- Log expenses and income in seconds.
- Your fixed costs in one place, so the end of the month holds no surprises.
- Your balance, always in sight.
WITH KPITAL PRO
- Unlimited savings goals: a trip, a car, an emergency fund…
- Your whole net worth in one number: index funds, ETFs, stocks, crypto and property.
- Full insights: every month, and where each euro goes.
- Reminders before every fixed cost, and mark it paid in one tap.
- Widgets to keep today's number always at hand.
- Your own categories and budget, your way.
PRIVATE BY DESIGN
We never ask for your bank login: you add your own transactions. Your data is encrypted in transit, you can lock the app with Face ID, and there are no ads.
SUBSCRIPTION AND PRICING
Kpital Pro includes a 3-day free trial. After that:
• Annual: €19.99/year
• Monthly: €3.99/month
Prices may vary by country and are shown in your local currency before you confirm.
Payment is charged to your Apple Account when the trial ends. The subscription renews automatically at the same price and period unless you cancel at least 24 hours before the end of the current period. You can manage or cancel it at any time in your iPhone Settings. If you cancel during the trial, you won't be charged.
Terms of Use: https://kpital.app/en/terms
Privacy Policy: https://kpital.app/en/privacy
Saving isn't just about spending less: it's about knowing where your money goes and how much you can put aside while still enjoying it.
Spend with intention. Save more.
Start free with Kpital.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Kpital is now free: log your spending, build your monthly plan and see how much you can spend each day, at no cost.
• Kpital Pro, with a 3-day free trial: unlimited goals, net worth, insights, fixed-cost reminders and widgets.
• Fixed costs: add them in seconds from a list of the most common ones, and your plan adjusts on its own.
• Nu, your guide, walks you through the app step by step the first time.
• A clearer Home: your balance first, then how much you can spend per day.
• A new tab bar and cleaner screens.
• Bug fixes and stability improvements.
The developer, Enric Robert, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- Search History
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Enric Robert
- Size
- 57.3 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English and Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Kpital Pro $3.99
- Kpital Pro $17.99
- Copyright
- © 2026 Enric Robert Lopez