Networth: Path to FIRE
See your projected FIRE date
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
See your path to FIRE, and what your stuff costs you. Track net worth, project your FIRE date, and now see how your belongings delay it. Private, on-device.
Networth: Path to FIRE doesn't just track your net worth. It projects your path to Financial Independence, Retire Early (FIRE), and shows what your purchases cost you along the way.
NEW TO NETWORTH? WE'VE GOT YOU
A short welcome tour explains what to track and what FIRE and Belongings mean, right when you open the app. A Getting Started checklist then guides you to your first holding and check-in. And whenever you need a refresher, the in-app User Guide covers every feature, from what counts as a holding (hint: your mortgage doesn't) to how FIRE goals and belongings work.
SEE YOUR FIRE PATH, NOT JUST YOUR BALANCE
Set your annual expenses, withdrawal rate, and expected return, and Networth calculates a real target number and projects when you'll reach it: an estimated date, your age at that date, and a progress bar that updates every time you check in. A projection chart plots your net worth history alongside the forward path to your goal.
FIVE WAYS TO DEFINE "ENOUGH"
Track progress toward the FIRE variant that fits your plan:
• Classic FIRE — full independence, expenses covered indefinitely
• Lean FIRE — a leaner number, reached sooner
• Fat FIRE — a more comfortable target for retirement
• Barista FIRE — enough to cover the gap after expected part-time income
• Coast FIRE — enough saved today that compounding alone gets you there by a target retirement age, no further contributions needed
Enable as many as you want and compare them side by side.
BELONGINGS: WHAT YOUR STUFF REALLY COSTS
Track the things you buy, such as gadgets, appliances, a vehicle or anything else, and see what each one costs you per day of ownership.
• Record each item with a name, photo, purchase price, purchase date and your own category
• Watch its daily cost fall the longer you keep it (price ÷ days owned)
• Set a target of years you want to use it and see your target daily cost and how many days are left to reach it. Outlive the target and you get a small celebration.
• Mark items as active, retired or sold, and filter by status or category
• Sort by purchase date or price, newest, oldest, most expensive or cheapest
• See your FIRE delay: how many days, months or years your total belongings spend has pushed back your FIRE date, with a breakdown by category
Belongings are tracked separately, so they never change your net worth or holdings.
WEEKLY CHECK-INS
Log a dated value for each of your holdings (brokerage accounts, crypto, savings and more) in one sitting. There's no enforced schedule. It's a loose dated log, so you can catch up whenever life gets busy. Consistent tracking is what makes the FIRE projection accurate.
CATEGORIES & HOLDINGS
Use built-in categories for liquid assets (Equities, Crypto, Cash, Funds) or create your own. Each holding keeps its own currency. Set a single expected return for your whole portfolio, or a different rate per category for a more precise projection.
MULTI-CURRENCY, DONE RIGHT
Every entry resolves a historical FX rate automatically, with the option to override manually. Past values stay accurate in both USD and your home currency, even as exchange rates move, and so does your FIRE projection.
SEE THE WHOLE PICTURE
A category allocation pie chart shows how your wealth is split. A net worth trend chart shows how it's grown. View both in USD or your home currency with one tap.
PRIVATE BY DESIGN
All your data, including your belongings and their photos, is stored locally on your device. No account, no sign-in, no server, no sync. Your net worth and your FIRE number are nobody's business but yours.
Free to use, supported by non-personalized ads.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
Getting started is now much easier.
• New welcome tour explains what to track (and what not to — loans and mortgages don't belong here) and what FIRE and Belongings are for
• A Getting Started checklist guides you to your first holding and check-in, then gets out of the way
• A new in-app User Guide (Settings → User guide) covers every feature, any time you need a refresher
The developer, Kok Wei Lai, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Kok Wei Lai
- Size
- 28.1 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- Contains
Advertising
- Copyright
- © 2026 Kokwei Lai