My Money Train

Know What You Can Spend

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Know what you can spend right now. My Money Train turns your budget into a live spending pace that grows every minute, so you can spend with confidence. Know what you can spend right now. My Money Train is a simple, visual way to manage everyday spending. Instead of waiting for a monthly budget to reset, your available spending money grows over time based on the spending pace you choose. Create a train for groceries, entertainment, personal spending, or anything else you want to control. As your available balance changes, your train changes too, giving you an easy way to see whether you're ahead, on track, or falling behind. HOW IT WORKS Choose how much money you want available over a period of time. My Money Train turns that amount into a spending pace and gradually adds money to your available balance throughout the day. Spend less and your balance builds. Spend more and your balance drops. Your train changes along with your progress, making it easy to understand where you stand at a glance. No complicated spreadsheets. No guessing how much of your monthly budget is really safe to spend today. FEATURES * See how much you can comfortably spend right now * Watch your spending money grow automatically over time * Create separate trains for different types of spending * See at a glance whether you're ahead or behind * Visual train levels make your progress easy to understand * Add My Money Train widgets to your Home Screen * Keep your spending information visible throughout the day * Share supported trains with family members using iCloud * Unlock additional customization with My Money Train Pro WHY MY MONEY TRAIN? Traditional budgets tell you how much money you have for the whole month. My Money Train answers a more useful everyday question: How much can I spend right now and still stay on track? Your balance adjusts continuously, helping you make everyday spending decisions without constantly calculating what's left in your monthly budget. Spend less and get ahead. Spend more and see the impact immediately. SIMPLE BY DESIGN My Money Train does not connect to your bank account and does not require your banking credentials. You choose your budget, spending pace, and balances. My Money Train is a budgeting and spending visualization tool. It does not provide banking, lending, investment, or financial advisory services. Know what you can spend. Right now. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://mymoneytrain.app/privacy.html

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The developer, Thomas Rollins, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Thomas Rollins
    Size
    • 30.6 MB
    Category
    • Finance
    Compatibility
    Requires iOS 18.0 or later.
    • iPhone
      Requires iOS 18.0 or later.
    • iPad
      Requires iPadOS 18.0 or later.
    • Mac
      Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
    Languages
    • English
    Age Rating
    4+
    In-App Purchases
    Yes
    • My Money Train Pro Lifetime $29.99
    • My Money Train Pro $9.99
    • Learn More
    Copyright
    • © 2026 Thomas Rollins
  • Developer Website
  • Privacy Policy

    • Supports

    • Family Sharing

      Some in-app purchases and subscriptions may be shareable with your family group when Family Sharing is enabled. Learn More