Smart Ledger: One-Line Budget

Fast, private expense tracking

Only for iPhone

Free · In‑App Purchases

iPhone

Log expenses in one sentence. New in 4.2: a fresh Mist Blue theme, a free Mist Blue icon, and rules that tag every expense in a date range—perfect for trips. Smart Ledger is a focused personal finance app that makes everyday bookkeeping faster and easier. Record one or multiple transactions in a single sentence, review the results, and save them together. 【Multiple Transactions in One Entry】 Enter “Lunch 20, coffee 30, taxi 10” and Smart Ledger separates the text into individual transactions for you to review and save. 【Fast, Focused Entry】 Record expenses and income with categories, dates, notes, and trips through a clear and efficient workflow. 【Today at a Glance】 See today’s spending, available budget, flexible funds, and recent activity in one place. 【Flexible Budgeting】 Daily Budget and Flexible Funds can be enabled independently. Simple progress indicators help you understand what has been spent and what remains. 【Bills and Search】 Browse transactions by date, type, or category, and use natural-language search to find relevant records. 【Clear Statistics】 Review weekly, monthly, and yearly trends, category breakdowns, and budget progress to better understand your spending. 【Recurring Transactions】 Manage regular income and expenses without repeatedly entering the same information. 【iCloud Sync】 Back up, restore, and sync your ledger data between supported iPhones using iCloud. 【Shortcuts】 On supported iPhone models, use Shortcuts and the Action button to recognize a payment screen and record it quickly. Other models can run the shortcut from the Shortcuts app. 【Privacy First】 Your ledger remains under your control. Shortcut screenshot recognition is performed on device, and iCloud sync is optional. Smart Ledger turns everyday bookkeeping into a simpler, more natural habit—one line at a time. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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What's New in 4.2 Mist Blue Theme • The default theme is now a fresh Mist Blue, added to the built-in palettes. Prefer Warm Orange? Switch back anytime. • Widgets and the spending heatmap use the new default color too. App Icons • New Mist Blue icon, free for everyone. • Redesigned Pro Mist Glass icon with a matte finish, tuned for Light, Dark and Tinted modes. Smarter One-Sentence Rules • Just name a date range to tag every expense in it. • More date formats are recognized reliably. • When editing a rule, switch between All Expenses and a specific keyword. • Auto-tagging is more reliable when you log a single entry by sentence. Improvements • Tap a spending alert on Home to edit it directly and stay on Home. • A cleaner My Rules page. Fixes • Fixed an issue where "View All" on Home could freeze. • Stability improvements.

The developer, 帆 李, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    The developer indicated that this app supports the following accessibility features. Learn More

    • Supported Features

      • VoiceOver

      • Larger Text

      • Dark Interface

      • Differentiate Without Color Alone

      • Reduced Motion

    Seller
    • 帆 李
    Size
    • 64.7 MB
    Category
    • Finance
    Compatibility
    Requires iOS 26.0 or later.
    • iPhone
      Requires iOS 26.0 or later.
    Languages
    English and 4 more
    • English, Japanese, Korean, Simplified Chinese, Traditional Chinese
    Age Rating
    4+
    In-App Purchases
    Yes
    • 永久会员 $9.99
    • Smart Ledger Pro Monthly $0.99
    • Smart Ledger Pro Yearly $6.99
    Copyright
    • © 2026 Fan Li