Settle: Split Bills
Fewest payments to square up
Only for iPhone
Free
iPhone
Trips, dinners, shared rent - when several people have each paid for different things, working out who owes whom turns into arithmetic nobody wants to do at the end of a holiday.
Settle keeps the running total and does that arithmetic for you. Add each expense as it happens and balances update immediately: who paid what, and who owes whom right now. When it is time to square up, Settle works out the fewest payments that clear every debt - so four people with tangled balances settle in two or three transfers instead of a dozen.
SPLIT IT HOWEVER IT ACTUALLY HAPPENED
Equally, by exact amounts, by percentage, by shares, or item by item off the receipt. One bill can have several payers. Anyone can sit out a single expense without leaving the group.
BUILT FOR REAL TRIPS
17 currencies with live exchange rates, so a dinner paid in euros and a taxi paid in dinars end up in one honest total. Currencies with three decimal places - Jordanian dinar, Kuwaiti dinar, Bahraini dinar, Omani rial, Tunisian dinar - are handled to the fils rather than rounded to cents.
SHARE THE RESULT, NOT A SPREADSHEET
Send the settle-up summary straight to the group chat. Add a payment alias so people know exactly where to send their share. Mark each transfer paid as it lands.
WORKS WITHOUT AN ACCOUNT
No sign-up, no ads, no profile of you. Everything lives on your device and works offline. Sign in only if you want to sync across your own devices or share a group with the people in it.
ENGLISH AND ARABIC
Fully translated, including right-to-left layout - not a mirrored afterthought.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Arabic text now renders correctly on Android, with a bundled Arabic typeface
• The app follows your device language automatically
• Faster scrolling through long expense lists
• Refreshed spacing, colours and accessibility labels throughout
• Fixed a balance card whose text could overflow its edge
The developer, Zaid Haddadin, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Zaid Haddadin
- Size
- 33.5 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later.
- iPhone
- Languages
- English and Arabic
- Age Rating
4+
- 4+
- Copyright
- © 2026 Zaid Haddadin
