• Settings are a hub now: six sections instead of one long scroll — sign-in and account, security, data and sync, app, guides. • Utility payments: one "+" opens every form, rent is a service that raises its own charge, and several services of a flat are paid in one payment that writes its own expense. • Recurring payments: search the list, pay from the reminder that opens the right payment, and create the account you need without leaving the form. • Calendar: a recurring payment can become an event in your calendar — the app asks once, adds only its own events and never reads your diary. • What I own and investments ask one question per screen, and an entry in the valuation history can be corrected or thrown away. • Quick entry with AI (Plus): a line like "coffee 85" arrives with a category from your own list. • Bug fixes and small improvements.

• A loan is added step by step: the kind of debt, the amount, the account and the terms. The wizard can take over an account you already have, or open a new one for it. • Closing a credit asks first, and says what happens to its account. • Recurring payments: record a payment straight from the list or from the reminder; a period already paid says so, and paying it twice asks first. • Utilities for a place you rent: add a rented flat or office without inventing a price for it — it never counts towards your net worth. • Bug fixes and small improvements.

• Sign in with Google works again on iPhone. • The app now tells the App Store all nine of its languages — they are listed on its page. • The system prompts — camera, photos, Face ID, notifications — now appear in your language, not only in Ukrainian. • Bug fixes and small improvements. • Corrección de errores y pequeñas mejoras.

• Two new interface languages — Russian and Czech. Nine in all. • On first launch the language is read from your system language and your time zone. • The Czech koruna joins the currencies: rates, accounts, statement import. • The exchange-rate screen charts the currencies you picked, not every one the app supports. • One-line entry reads dates, currencies and rates in every language the app ships: "coffee 85 yesterday". • Guided tours ring the control they mean, on older iPhones too.

• Statistics: filter by accounts, categories and merchants; the bar folds into one line. • A chosen category now includes its subcategories. • Tapping a category scrolls to its card, clearing scrolls back. • Search: several accounts and categories at once, plus suggestions from your history. • Create a category right from an expense — nothing you typed is lost. • Transaction preview: change the category, the rule and the merchant name. • Keep an account but leave it out of totals. • One budget notification instead of several. • Monobank: where to get the token.

IT SHOWS YOU HOW IT WORKS A three-screen introduction after the install, then a "How it works" section: six short guided tours instead of a feature list — your first ten minutes, a month under control, utilities from reading to payment, a goal and a cushion, what I actually have, the data is mine. A tour highlights the control to press and ticks a step only once the thing has actually been done. Start at any step, leave at any moment.