Take control of your finances with envelope budgeting.
Zeroed is a privacy-focused budgeting app that helps you achieve financial freedom using the proven zero-based budgeting method. Every unit of money gets a job.
PRIVACY FIRST
Your financial data stays on YOUR device. We never see your transactions. Your budget file is encrypted with AES-256 using a password only you know.
OPTIONAL CLOUD SYNC
Sync across devices using YOUR personal Google Drive. We only access files we create.
POWERFUL FEATURES
- Envelope budgeting: assign every unit of money to a category
- Multiple accounts: current, savings and credit cards
- Receipt scanner: snap a photo to add transactions
- Smart import: bank statements (CSV, PDF)
- Reports and charts
- Scheduled transactions for recurring bills
- Home-screen widgets: safe-to-spend and envelope balances at a glance
- Dark and light themes
NO SUBSCRIPTION — EVER
Everything is free for 34 days. After the trial, a single one-time lifetime license keeps the whole app unlocked forever. If you decide not to buy, your data stays readable and exportable — it is never held hostage.
YOUR DATA, YOUR CONTROL
Local-first, encrypted on device, no ads, no tracking, export any time.
Ratings & Reviews
5.0
out of 5
1 Ratings
Fixed
• Sharing works again on iPhones running iOS 26. Export full budget, CSV export and sharing your Monthly recap now open the share sheet instead of showing an error.
• Rate Zeroed now always opens Zeroed's page on the App Store.
• After Restore Purchases, the confirmation now says "Purchase restored".
• The message after a YNAB import now closes on its own.
• The Bills calendar now shows whole amounts instead of cutting them off.
Version 1.4.1
The developer, Stillware Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Purchases
Identifiers
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Stillware Ltd
Size
109.9 MB
Category
Finance
Compatibility
Requires iOS 15.5 or later.
iPhone Requires iOS 15.5 or later.
iPad Requires iPadOS 15.5 or later.
iPod touch Requires iOS 15.5 or later.
Mac Requires macOS 12.4 or later and a Mac with Apple M1 chip or later.