Spendable : Schmapps
Productivity
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
One simple number: how much you can safely spend today, before your next payday.
**How much can I safely spend today?**
Spendable : Schmapps answers one question, and shows the answer very large.
Tell it how much money you have, when you are next paid, and which bills are
coming up. It sets that bill money aside and turns whatever is left into a
simple daily amount. Record what you spend and the number updates.
That is the whole app.
**No bank connection.** Spendable : Schmapps never asks for your bank details, has no
account to sign into, and stores nothing in the cloud. Everything stays on your
phone and it works completely offline.
**Your bills are protected.** Money set aside for rent, the phone bill or the
gym is never part of your daily amount, so you cannot accidentally spend it
twice. Mark a bill paid and Spendable : Schmapps counts it once, even when the amount
comes in different from your estimate.
**Nothing expires at midnight.** Spend less today and tomorrow goes up. Spend
more and tomorrow adjusts down. There is no telling-off, no red screen and no
guilt - Spendable : Schmapps just recalculates.
**Built for weekly and fortnightly pay.** Not everybody is on a monthly salary,
and Spendable : Schmapps does not assume you are.
**What you get for free**
- Your daily amount, recalculated as you go
- Unlimited spending entries
- Upcoming bills with the money reserved
- A savings buffer you want left alone
- A morning reminder
- Light, dark and system themes
**Spendable : Schmapps Pro** - one payment, no subscription
- Recurring bills that carry forward every week, fortnight or month
- Can I afford this? Try a purchase and see what it does to the rest of your
cycle before you make it
- An estimate of what will be left at payday
- Simple, local insights about how the cycle is going
- Every past pay cycle
- Face ID, Touch ID or fingerprint lock
- Backup, restore and CSV export
- Custom pay schedules, allowance weighting and your own categories
- Seven extra themes
No subscription. No analytics. Pro removes every ad.
Spendable : Schmapps provides calculations based on information you enter. It does not
provide financial advice and cannot know about transactions or obligations you
have not entered.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Schmapps PTY LTD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Schmapps PTY LTD
- Size
- 39 MB
- Category
- Productivity
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Spendable : Schmapps Pro $2.99
- Copyright
- © Schmapps PTY LTD