Baaki: Expense Tracker
Private offline budget planner
Only for iPhone
Free · In‑App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
Your money lives on your phone — encrypted, offline, never on a server. Track spending, budgets, bills & who owes you. Pro is one payment, never a subscription.
Baaki is a private, offline expense tracker and budget planner. No account, no
sign-up, no bank linking, no sync — your transactions, balances and budgets live
on your iPhone, encrypted, and your financial data never leaves your device.
There are no servers to send it to.
"Baaki" means what's left. That's the question this app answers: after the
bills, the budgets and the money you've set aside — what is actually left to
spend?
WHAT BAAKI DOES
EXPENSE TRACKING
Log spending in seconds — amount, category, done. Categories with icons and
colours, tags, notes, multiple accounts and transfers between them. Real
multi-currency support: Baaki never silently adds two currencies together.
BUDGETS THAT WARN YOU EARLY
Set a monthly budget per category. Baaki tells you at 80%, and again if you go
over — while the month can still be saved, not after it ends.
SAVINGS GOALS
Set a target and put money aside. What you've set aside is held back from Safe
to Spend, so the number you see is the number you can actually use.
RECURRING BILLS
Rent, subscriptions, utilities, card payments. Baaki posts them automatically
and reminds you before they fall due.
LENDING & BORROWING
Most budget apps ignore the money between people. Baaki doesn't. See who owes
you and what you owe, per person. Settle in part or in full, with reminders —
so you don't have to be the one who brings it up.
REPORTS
Where the money went — by category, merchant and month. Trends, cashflow,
period comparisons and a spend calendar.
REMINDERS THAT RESPECT YOU
Bills, budget thresholds, card payments, debts, goals reached — plus an
optional evening nudge and a Monday round-up. Every one has its own switch, and
the daily nudge stays silent on days you've already logged something.
PRIVACY, PROPERLY
- Your ledger is stored in an encrypted database on your device
- App lock with PIN, Face ID or Touch ID
- Decoy PIN — a second, separately encrypted profile behind a different PIN.
Included free.
- Privacy mode hides every amount with one tap
- Widgets and notifications never show a figure while locked — counts only
- No analytics. No crash reporting. No tracking of how you use the app.
- No iCloud sync — by design. Your ledger exists in exactly one place: your
phone, plus any backup file you choose to keep.
Baaki has no network client of its own. We cannot see your data — not because
we promise not to look, but because it is never sent anywhere for us to look
at.
Two things do reach the internet, and we would rather say so than pretend
otherwise: ads on the free tier, and the App Store when you buy or restore Pro.
Neither receives your financial data. The privacy policy spells out exactly
what each one sees.
ALSO INCLUDED
- Works fully offline — track expenses with no internet, anywhere
- CSV import and export — your data is yours; getting it out is never
restricted or paid-for
- Backup and restore — one local file you own
- Home-screen widgets: Safe to Spend, budgets, bills & lending, spent today
- Light, Dark and true black themes, accent colours, larger text, reduced
motion
FREE, AND PRO
The free tier is a real app, not a trial. Unlimited transactions and unlimited
accounts, forever. It includes 5 budgets, 3 savings goals, 5 people and 5
recurring bills, and it shows ads.
Baaki Pro is a ONE-TIME purchase — not a subscription:
- Unlimited people in the lending ledger
- Unlimited savings goals
- Shareable statements
- The custom Reports builder — filter and save your own reports
- No ads
Buy it once. It stays yours.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Muhammad Hasnain, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Location
- Identifiers
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Muhammad Hasnain
- Size
- 29.2 MB
- Category
- Finance
- Compatibility
Requires iOS 18.2 or later.
- iPhone
Requires iOS 18.2 or later. - Mac
Requires macOS 15.2 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.2 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Baaki Pro $19.99
- Copyright
- © 2026 Muhammad Hasnain
