Share a profile with the people you live or travel with, and keep every subscription in view. • Shared profiles. Share any profile through iCloud. Everyone in it can log, each transaction shows who added it, and budgets, savings and goals stay in sync for all of you. Only you decide who joins. • Subscriptions and bills. Add one from over 100 services, shown with their logos, or turn a charge already in Activity into a subscription. See what renews next and what you've paid this month. A new price starts with the next charge; past charges keep theirs. • A new Home: what you have, split into available and saved; the month's net, money in against money out; your recurring charges; and where your money went. • Categories of your own. Create them for each profile, hide the built-in ones you don't use and give every category a color. Plus nine new built-in ones. • A new look: one tangerine color, our own typeface and a new app icon. • Settings now tells you when your iCloud storage is full, and when what you logged hasn't reached iCloud. • Tap an Apple Pay purchase's banner to move it to another profile. While a shared profile is open, Siri, the Action Button and Apple Pay log into a profile of your own, or into the shared one if you choose it in Shortcuts & Siri. Update Lucia on every device that uses your iCloud account. The people you share with need Lucia 1.3 too.

Take money back out of a savings goal. • Take out returns part of a goal's money to your unassigned savings — without spending it, and without deleting the goal. Lowering a goal's target now tells you how much comes back. • On iOS 27, the tab bar icons stay outlined after you switch profiles. • In light mode, the selected category on Activity has white text. • Small captions and the unassigned amount in Savings are darker, so they're easier to read.

Now in every currency, with sturdier sync between your devices. • Every currency. Choose from 150 currencies, with a search bar to find yours — Swedish krona, Swiss franc or Kenyan shilling. Apple Pay purchases log themselves in the currency you choose. • Sync between iPhone and iPad, rebuilt. Recurring charges are added once, savings and goals add up the same on each device, and a profile you delete stays deleted. • Budget alerts no longer repeat when two devices log at the same time. • Larger Text: screens now adapt to the largest text sizes. • Increase Contrast: with it on, labels and buttons are easier to read. • Changing Currency or Show cents now updates every screen right away. Update Lucia on every device that uses your iCloud account, so they all sync the same way.

Your data now backs up to iCloud. • iCloud sync — your transactions, budgets and savings goals are saved to your own private iCloud and appear on every device you use. Delete the app, switch phones, or restore a backup: your history comes back with you. • Your settings travel too — currency, appearance and the categories Lucia has learned for your regular purchases. • Setup guides, rebuilt. Apple Pay and the Action Button now go one step per screen, each with a picture of exactly what to tap, so you can follow them without guessing. • Black & White is now fully black and white — charts and buttons included. • Fixed the average daily spend, which counted one day too many and read slightly low.