Debt Free Me: Debt Payoff
Finance
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Add your debts, pick snowball or avalanche, and watch your payoff date move as you log payments.
Debt Free Me is a manual debt tracker and payoff planner. You enter each debt yourself — creditor, balance, APR, minimum payment — and the app builds a payoff plan, projects your debt-free date, and tracks progress as you log payments.
PLAN
• Snowball (smallest balance first), avalanche (highest APR first), or drag debts into your own order
• Debt-free date and total interest calculated for every plan
• What-if calculator: enter an extra monthly amount and see exactly how many months and how much interest it saves
• Month-by-month schedule showing when each debt clears
TRACK
• Credit cards, loans, and anything else with a balance, APR, and minimum payment
• Promo APRs and monthly fees included in the math
• Payment history and notes on every debt
REMINDERS
• Payment alerts 3 days before, 1 day before, and on the due date
• Milestone celebrations as balances drop
PRIVACY
• You type in your own numbers. The app never connects to your bank and never pulls a credit report.
• Encrypted in transit and at rest
• Optional two-factor authentication and Face ID or Touch ID lock
• No ads. Your data is never sold.
• Delete your account and everything in it anytime, in the app or at www.debtfree-me.com/delete-account
Sign in with email, Google, or Apple. Your plan syncs across your devices.
Debt Free Me is a planning tool, not a lender, bank, or financial advisor. Projections are estimates based on the balances, APRs, and payments you enter. Your creditor's actual billing may differ.
Support: https://www.debtfree-me.com/support
Privacy: https://www.debtfree-me.com/privacy
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, DebtFreeMe, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- DEBTFREEME LLC
- Size
- 47.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
9+
- 9+
- Contains
Health or Wellness Topics
- Copyright
- © 2026 DEBTFREEME LLC
